Segment Information - Components Included and Excluded from Net Combined Ratio (Details)	3 Months Ended
	Mar. 31, 2026 USD ($) segment	Mar. 31, 2025 USD ($)
Segment Reporting [Abstract]
Number of reportable segments | segment	1
Revenue components excluded from net combined ratio
Net (loss) income	$ (5,808,250)	$ 3,882,660
Reportable Segment
Components of Net Combined Ratio [Abstract]
Net premiums earned	55,868,814	43,523,063
Ceding commission revenue	1,403,876	2,958,691
Other income	180,789	139,954
Total revenue components of net combined ratio	57,453,479	46,621,708
Loss and loss adjustment expenses	45,574,384	27,175,078
Commission expense	10,195,412	9,312,880
Other underwriting expenses	8,361,273	7,405,422
Total expense components of net combined ratio	64,131,069	43,893,380
Operating segment net (loss) income	(6,677,590)	2,728,328
Revenue components excluded from net combined ratio
Net investment income	3,337,581	2,048,596
Net loss on investments	(1,015,347)	(137,979)
Gain on sale of real estate	0	1,965,989
Other income	23	461
Total revenue components excluded from net combined ratio	2,322,257	3,877,067
Other operating expenses	2,260,547	1,035,737
Depreciation and amortization	715,507	623,863
Interest expense	69,855	227,454
Income tax	(1,592,992)	835,681
Total expense components excluded from net combined ratio	1,452,917	2,722,735
Total net income (loss) components excluded from net combined ratio	$ 869,340	$ 1,154,332