Income Taxes - Schedule of Deferrred Tax Assets and Liabilities (Details) - USD ($)	Mar. 31, 2026	Dec. 31, 2025	Dec. 31, 2018
Deferred tax asset:
Net operating loss	$ 1,324,828	$ 0
Claims reserve discount	1,869,846	1,562,424
Unearned premium	5,940,838	4,948,868
Deferred ceding commission revenue	591,873	1,756,131
Net unrealized losses on securities	2,570,317	1,811,373
Other	846,136	916,350
Total deferred tax assets	13,143,838	10,995,146
Deferred tax liability:
Investment in KICO	759,543	759,543	$ 759,543
Deferred policy acquisition costs	5,837,947	5,852,113
Intangible assets	105,000	105,000
Depreciation and amortization	122,461	98,931
Total deferred tax liabilities	6,824,951	6,815,587
Net deferred income tax asset	$ 6,318,887	$ 4,179,559