XML 64 R54.htm IDEA: XBRL DOCUMENT v3.26.1
Property and Casualty Insurance Activity - Schedule of Material Terms for Reinsurance Treaties (Details)
$ in Thousands
1 Months Ended 3 Months Ended 6 Months Ended 7 Months Ended 12 Months Ended 18 Months Ended
Jan. 31, 2026
Mar. 31, 2026
USD ($)
h
Dec. 31, 2025
USD ($)
Dec. 31, 2026
USD ($)
Jun. 30, 2026
USD ($)
Dec. 31, 2025
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2024
USD ($)
Apr. 30, 2026
USD ($)
Apr. 30, 2025
USD ($)
Dec. 31, 2026
Jun. 30, 2026
USD ($)
Dec. 31, 2025
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
Effects of Reinsurance [Line Items]                                
Single risk coverage   $ 9,000                            
Catastrophe coverage, multiple of per occurrence limitation   2                            
Catastrophe coverage, except for one occurrence limitation   80.00%                            
Catastrophic coverage, first layer   $ 5,000                            
Excess of catastrophic coverage, first layer   $ 5,000                            
Catastrophe coverage, one occurrence limitation   52.00%                            
Catastrophic coverage, top layer   $ 240,000                            
Excess of catastrophic coverage, top layer   $ 200,000                            
Catastrophe coverage, number of consecutive hours | h   168                            
Reinstatement of premium protection, catastrophe coverage                     $ 4,500       $ 50,000  
Excess of catastrophe coverage                     $ 5,500       $ 10,000  
Underlying XOL treaty, reinsurance coverage (percent)               50.00%     71.00%         50.00%
Reinstatement of premium protection                               $ 400
Reinstatement of premium protection, excluded amount                               600
Risk retention amount           $ 640     $ 730             $ 530
Catastrophe reinsurance coverage, (percent)                     71.00%          
Limited retention     $ 3,900                     $ 5,200    
Underlying XOL treaty, excess of loss coverage amount               $ 400     $ 4,500          
Underlying XOL treaty, excess of loss coverage excluded amount               $ 600     $ 5,500          
Minimum                                
Effects of Reinsurance [Line Items]                                
Direct loss   $ 3,500                            
Maximum                                
Effects of Reinsurance [Line Items]                                
Direct loss   $ 9,000                            
Forecast                                
Effects of Reinsurance [Line Items]                                
Catastrophic coverage, first layer                         $ 5,000      
Excess of catastrophic coverage, first layer                         5,000      
Reinstatement of premium protection, catastrophe coverage                         50,000      
Excess of catastrophe coverage                         $ 10,000      
Underlying XOL treaty, reinsurance coverage (percent)                   90.00%     50.00%      
Risk retention amount                         $ 825      
Underlying XOL treaty, reinsurance coverage, layer one (percent)                         50.00%      
Reinstatement of premium protection, layer one                         $ 250      
Reinstatement of premium protection, layer one, excluded amount                         $ 750      
Underlying XOL treaty, reinsurance coverage, layer two (percent)                         100.00%      
Reinstatement of premium protection, layer two, excluded amount                         $ 1,000      
Reinstatement of premium protection, layer two                         $ 9,000      
Catastrophe, first layer coverage (percent)                         80.00%      
Catastrophe coverage, remaining (in percent)                         100.00%      
Catastrophe coverage, remaining layer                         $ 430,000      
Excess of catastrophe coverage, remaining                         10,000      
Limited retention                   $ 5,000            
Underlying XOL treaty, excess of loss coverage amount                   5,000     250      
Underlying XOL treaty, excess of loss coverage excluded amount                   $ 5,000     750      
Forecast | Minimum                                
Effects of Reinsurance [Line Items]                                
Risk retention amount                         640      
Forecast | Maximum                                
Effects of Reinsurance [Line Items]                                
Risk retention amount                         $ 715      
Catastrophe Reinsurance:                                
Effects of Reinsurance [Line Items]                                
Initial loss subject to personal lines quota share treaty           10,000 $ 10,000                  
Risk retained per catastrophe occurrence           5,000 4,250                  
Catastrophe loss coverage in excess of quota share coverage           $ 435,000 $ 275,000                  
Reinstatement premium protection           Yes Yes                  
Catastrophe Reinsurance: | Forecast                                
Effects of Reinsurance [Line Items]                                
Initial loss subject to personal lines quota share treaty       $ 10,000 $ 10,000                      
Risk retained per catastrophe occurrence         5,500                      
Catastrophe loss coverage in excess of quota share coverage         $ 434,500                      
Reinstatement premium protection         Yes                      
Personal Lines:                                
Effects of Reinsurance [Line Items]                                
Quota share treaty percent ceded 5.00%         16.00% 16.00%             16.00%    
Risk retained on initial $1,000,000 of losses           $ 840 $ 840                  
Losses per occurrence subject to quota share reinsurance coverage           1,000 1,000                  
Excess of loss coverage and facultative facility coverage           8,250 8,400                  
in excess of 1           750 600                  
Total reinsurance coverage per occurrence           8,285 8,360                  
Losses per occurrence subject to reinsurance coverage           $ 9,000 $ 9,000                  
Quota share treaty percent excluded from percent ceded                           6.00%    
Personal Lines: | Forecast                                
Effects of Reinsurance [Line Items]                                
Quota share treaty percent ceded       5.00% 5.00%             30.00%        
Risk retained on initial $1,000,000 of losses       $ 950 $ 950                      
Losses per occurrence subject to quota share reinsurance coverage       1,000 1,000                      
Excess of loss coverage and facultative facility coverage         8,250                      
in excess of 1         750                      
Total reinsurance coverage per occurrence       50 8,175                      
Losses per occurrence subject to reinsurance coverage       $ 1,000 $ 9,000