Condensed Consolidated Statements of Operations and Comprehensive (Loss) Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
Revenues
Net premiums earned	$ 55,868,814	$ 43,523,063
Ceding commission revenue	1,403,876	2,958,691
Net investment income	3,337,581	2,048,596
Net losses on investments	(1,015,347)	(137,979)
Realized gain on sale of real estate	0	1,965,989
Other income	180,812	140,415
Total revenues	59,775,736	50,498,775
Expenses
Loss and loss adjustment expenses	45,574,384	27,175,078
Commission expense	10,195,412	9,312,880
Other underwriting expenses	8,361,273	7,405,422
Other operating expenses	2,260,547	1,035,737
Depreciation and amortization	715,507	623,863
Interest expense	69,855	227,454
Total expenses	67,176,978	45,780,434
(Loss) income from operations before taxes	(7,401,242)	4,718,341
Income tax (benefit) expense	(1,592,992)	835,681
Net (loss) income	(5,808,250)	3,882,660
Other comprehensive (loss) income, net of tax
Gross (increase) decrease in net unrealized losses on available-for-sale-securities	(2,604,516)	2,812,432
Reclassification adjustment for net realized losses included in net (loss) income	2,923	1,726
Net (increase) decrease in net unrealized losses	(2,601,593)	2,814,158
Income tax benefit (expense) related to items of other comprehensive (loss) income	546,336	(590,972)
Other comprehensive (loss) income, net of tax	(2,055,257)	2,223,186
Comprehensive (loss) income	$ (7,863,507)	$ 6,105,846
(Loss) earnings per common share:
Basic (in dollars per share)	$ (0.40)	$ 0.29
Diluted (in dollars per share)	$ (0.40)	$ 0.27
Weighted average common shares outstanding
Weighted average common shares outstanding, Basic (in shares)	14,453,747	13,472,404
Weighted average common shares outstanding, Diluted (in shares)	14,453,747	14,272,502
Dividends declared and paid per common share (in dollars per share)	$ 0.05	$ 0