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Investments - Schedule of Available for Sale Securities (Details) - USD ($)
3 Months Ended 12 Months Ended
Mar. 31, 2026
Dec. 31, 2025
Net Investment Income [Line Items]    
Cost or Amortized Cost $ 304,102,884 $ 296,738,055
Debt instrument, collateral amount 3,193,000 3,616,000
Investments, fair value disclosure 9,313,000 9,598,000
U.S. Treasury securities and obligations of U.S. government corporations and agencies    
Net Investment Income [Line Items]    
Cost or Amortized Cost 997,188 997,124
Gross Unrealized Gains 0 10,066
Gross Unrealized Losses - less than 12 months (938) 0
Gross Unrealized Loss - more than 12 months 0 0
Estimated Fair Value 996,250 1,007,190
Net Unrealized Losses (938) 10,066
Political subdivisions of States, Territories and Possessions    
Net Investment Income [Line Items]    
Cost or Amortized Cost 24,121,154 24,125,578
Gross Unrealized Gains 126,389 182,580
Gross Unrealized Losses - less than 12 months 0 0
Gross Unrealized Loss - more than 12 months (2,542,986) (2,534,725)
Estimated Fair Value 21,704,557 21,773,433
Net Unrealized Losses (2,416,597) (2,352,145)
Corporate and other bonds industrial and miscellaneous    
Net Investment Income [Line Items]    
Cost or Amortized Cost 139,024,714 131,958,643
Gross Unrealized Gains 94,103 567,410
Gross Unrealized Losses - less than 12 months (843,219) (118,901)
Gross Unrealized Loss - more than 12 months (2,828,182) (2,540,470)
Estimated Fair Value 135,447,416 129,866,682
Net Unrealized Losses (3,577,298) (2,091,961)
Residential mortgage and other asset backed securities    
Net Investment Income [Line Items]    
Cost or Amortized Cost 139,959,828 139,656,710
Gross Unrealized Gains 713,599 1,273,816
Gross Unrealized Losses - less than 12 months (461,679) (62,968)
Gross Unrealized Loss - more than 12 months (4,559,545) (4,477,673)
Estimated Fair Value 135,652,203 136,389,885
Net Unrealized Losses (4,307,625) (3,266,825)
Total fixed-maturity securities    
Net Investment Income [Line Items]    
Cost or Amortized Cost 304,102,884 296,738,055
Gross Unrealized Gains 934,091 2,033,872
Gross Unrealized Losses - less than 12 months (1,305,836) (181,869)
Gross Unrealized Loss - more than 12 months (9,930,713) (9,552,868)
Estimated Fair Value 293,800,426 289,037,190
Net Unrealized Losses $ (10,302,458) $ (7,700,865)