Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($)	Dec. 31, 2025	Dec. 31, 2024
Deferred tax asset:
Net operating loss carryovers	$ 0	$ 419,357
Claims reserve discount	1,562,424	1,305,466
Unearned premium	4,948,868	3,810,973
Deferred ceding commission revenue	1,756,131	2,423,660
Net unrealized losses on securities	1,811,373	3,069,900
Other	916,350	834,921
Total deferred tax assets	10,995,146	11,864,277
Deferred tax liability:
Investment in KICO	759,543	759,543
Deferred acquisition costs	5,852,113	5,193,798
Intangibles	105,000	105,000
Depreciation and amortization	98,931	208,016
Total deferred tax liabilities	6,815,587	6,266,357
Net deferred income tax asset	$ 4,179,559	$ 5,597,920