Fair Value of Financial Instruments and Real Estate (Details) - USD ($)	Dec. 31, 2025	Dec. 31, 2024
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Reinsurance balances payable, Level 3	$ 5,232,319	$ 10,509,121
Long-term debt	4,440,127	11,171,420
Equipment Financing
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Long-term debt	$ 4,440,127
Senior Notes due 2026
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Stated interest rate (percent)	13.75%
Level 2 | Senior Notes due 2026
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Stated interest rate (percent)	13.75%
Carrying Value | Level 1
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Fixed-maturity securities-held-to maturity, Level 1	$ 6,042,348	7,047,342
Fixed-maturity securities available-for-sale	130,873,872	106,792,378
Cash and cash equivalents, Level 1	12,178,730	28,669,441
Premiums receivable, net, Level 1	21,012,408	21,766,988
Carrying Value | Level 2
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Fixed-maturity securities available-for-sale	158,163,318	80,101,060
Carrying Value | Level 2 | Equipment Financing
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Long-term debt	4,440,127	5,663,420
Carrying Value | Level 2 | Senior Notes due 2026
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Long-term debt	0	5,508,000
Carrying Value | Level 3
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Reinsurance receivables, net, Level 3	58,996,945	69,322,436
Real estate, net of accumulated depreciation, Level 3	460,031	1,913,390
Reinsurance balances payable, Level 3	5,232,319	10,509,121
Fair Value | Level 1
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Fixed-maturity securities-held-to maturity, Level 1	5,137,267	5,959,265
Fixed-maturity securities available-for-sale	130,873,872	106,792,378
Cash and cash equivalents, Level 1	12,178,730	28,669,441
Premiums receivable, net, Level 1	21,012,408	21,766,988
Fair Value | Level 2
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Fixed-maturity securities available-for-sale	158,163,318	80,101,060
Fair Value | Level 2 | Equipment Financing
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Long-term debt	4,380,922	5,459,107
Fair Value | Level 2 | Senior Notes due 2026
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Long-term debt	0	5,553,785
Fair Value | Level 3
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]
Reinsurance receivables, net, Level 3	58,996,945	69,322,436
Real estate, net of accumulated depreciation, Level 3	501,000	3,540,000
Reinsurance balances payable, Level 3	$ 5,232,319	$ 10,509,121