Summary of Significant Accounting Policies - Narrative (Details) - USD ($)	12 Months Ended
Dec. 31, 2025	Dec. 31, 2024
Debt Instrument [Line Items]
Allowance for uncollectible reinsurance	$ 0	$ 0
Uncollectible reinsurance expense	0	0
Accured investment income	2,083,000	1,697,000
Allowance for doubtful accounts	21,000	402,000
Uncollectible premiums receivable	600,000	115,000
Allowance for credit loss, cancellations reserve	357,000	0
Impairment of intangible assets	$ 0	$ 0
Direct written premiums, percentage	98.00%	96.00%
Advertising costs	$ 130,000	$ 100,000
Warrants outstanding (in shares)	0
Computer software \| Minimum
Debt Instrument [Line Items]
Estimates useful lives	3 years
Computer software \| Maximum
Debt Instrument [Line Items]
Estimates useful lives	5 years
Computer equipment
Debt Instrument [Line Items]
Estimates useful lives	3 years
Automobile
Debt Instrument [Line Items]
Estimates useful lives	3 years
Furniture and other equipment
Debt Instrument [Line Items]
Estimates useful lives	3 years
Building and Building Improvements
Debt Instrument [Line Items]
Estimates useful lives	39 years

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The amount of impairment loss recognized in the period resulting from the write-down of the carrying amount of an intangible asset (excluding goodwill) to fair value.

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Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.

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Amount of the write-down or write-off of a receivable from a reinsurer.

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