Consolidated Statements of Income and Comprehensive Income - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Revenues
Net premiums earned	$ 187,126,722	$ 128,497,920
Ceding commission revenue	15,674,971	18,837,946
Net investment income	9,798,764	6,823,590
Net (losses) gains on investments	(309,994)	414,551
Realized gain on sale of real estate	1,965,989	0
Other income	610,849	568,096
Total revenues	214,867,301	155,142,103
Expenses
Loss and loss adjustment expenses	84,265,722	62,634,716
Commission expense	40,726,801	33,929,333
Other underwriting expenses	31,718,770	25,692,727
Other operating expenses	4,105,310	3,634,583
Depreciation and amortization	2,559,835	2,448,932
Interest expense	445,213	3,513,655
Total expenses	163,821,651	131,853,946
Income from operations before taxes	51,045,650	23,288,157
Income tax expense	10,278,522	4,929,721
Net income	40,767,128	18,358,436
Other comprehensive income, net of tax
Gross decrease in unrealized losses on available-for-sale-securities	7,491,149	111,446
Reclassification adjustment for losses included in net income	222,706	13,979
Net decrease in unrealized losses	7,713,855	125,425
Income tax expense related to items of other comprehensive income	(1,619,909)	(26,338)
Other comprehensive income, net of tax	6,093,946	99,087
Comprehensive income	$ 46,861,074	$ 18,457,523
Earnings per common share:
Basic (in dollars per share)	$ 2.93	$ 1.60
Diluted (in dollars per share)	$ 2.88	$ 1.48
Weighted average common shares outstanding
Weighted average common shares outstanding, Basic (in shares)	13,926,024	11,478,899
Weighted average common shares outstanding, Diluted (in shares)	14,143,173	12,423,769
Dividends declared and paid per common share (in dollars per share)	$ 0.10	$ 0