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Summary of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2025
Accounting Policies [Abstract]  
Schedule of Deposits of Cash Equivalents
As of December 31, 2025 and 2024, the Company’s cash equivalents were as follows:
 December 31,
2025
December 31,
2024
   
Collateralized bank repurchase agreement (1)$194,158 $788,833 
Money market funds571,014 1,676,626 
Total$765,172 $2,465,459 
(1)The Company has a security interest in certain of the bank's holdings of direct obligations of the United States or one or more agencies thereof. The collateral is held in a hold-in-custody arrangement with a third party who maintains physical possession of the collateral on behalf of the bank.
Schedule of Concentration Risk
Direct premiums earned from lines of business in excess of 10% of the total, which subject the Company to concentration risk for the years ended December 31, 2025 and 2024, is as follows:
 Years ended December 31,
 20252024
Personal Lines94.3%93.1%
Premiums earned not subject to concentration (1)5.7%6.9%
Total premiums earned100.0%100.0%
(1)For the years ended December 31, 2025 and 2024, premiums earned not subject to concentration are comprised primarily of one line of business.