Segment Information - Return on Equity (Details) - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Segment Reporting Information [Line Items]
Commission expense and other underwriting expenses	$ 72,445,571	$ 59,622,060
Ceding commission revenue	15,674,971	18,837,946
Other income	610,849	568,096
Net premiums earned	187,126,722	128,497,920
Stockholders' equity beginning of period	66,708,451	34,504,139
Stockholders' equity end of period	122,731,249	66,708,451
Net investment income	9,798,764	6,823,590
Assets	$ 453,425,151	$ 374,915,843
Reportable Segment
Segment Reporting Information [Line Items]
Net loss ratio	45.00%	48.70%
Net underwriting expense ratio	30.00%	31.30%
Net combined ratio	75.00%	80.00%
Commission expense and other underwriting expenses	$ 72,445,571	$ 59,622,060
Ceding commission revenue	(15,674,971)	(18,837,946)
Other income	(610,212)	(549,967)
Total commission expense and other underwriting expenses	56,160,388	40,234,147
Net premiums earned	187,126,722	128,497,920
Stockholders' equity beginning of period	66,708,451	34,504,139
Stockholders' equity end of period	122,731,249	66,708,451
Average stockholders' equity	94,719,850	50,606,295
Net investment income	$ 9,798,764	$ 6,823,590
Return on equity on net investment income	10.30%	13.50%
Assets	$ 453,425,151	$ 374,915,843