Segment Information - Components Included and Excluded from Net Combined Ratio (Details)	12 Months Ended
	Dec. 31, 2025 USD ($) segment	Dec. 31, 2024 USD ($)
Segment Reporting [Abstract]
Number of reportable segments | segment	1
Revenue components excluded from net combined ratio
Net income	$ 40,767,128	$ 18,358,436
Reportable Segment
Components of Net Combined Ratio [Abstract]
Net premiums earned	187,126,722	128,497,920
Ceding commission revenue	15,674,971	18,837,946
Other income	610,212	549,967
Total revenue components of net combined ratio	203,411,905	147,885,833
Loss and loss adjustment expenses	84,265,722	62,634,716
Commission expense	40,726,801	33,929,333
Other underwriting expenses	31,718,770	25,692,727
Total expense components of net combined ratio	156,711,293	122,256,776
Operating segment net income	46,700,612	25,629,057
Revenue components excluded from net combined ratio
Net investment income	9,798,764	6,823,590
Net (losses) gains on investments	(309,994)	414,551
Realized gain on sale of real estate	1,965,989	0
Other income	637	18,129
Total revenue components excluded from net combined ratio	11,455,396	7,256,270
Other operating expenses	4,105,310	3,634,583
Depreciation and amortization	2,559,835	2,448,932
Interest expense	445,213	3,513,655
Income tax	10,278,522	4,929,721
Total expense components excluded from net combined ratio	17,388,880	14,526,891
Total net loss components excluded from net combined ratio	$ (5,933,484)	$ (7,270,621)