Segment Information - Components Included and Excluded from Net Combined Ratio (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2025 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2025 USD ($) segment	Sep. 30, 2024 USD ($)
Segment Reporting [Abstract]
Number of reportable segments | segment			1
Revenue components excluded from net combined ratio
Net income	$ 10,872,475	$ 6,978,145	$ 26,007,467	$ 12,919,761
Reportable Segment
Components of Net Combined Ratio [Abstract]
Net premiums earned	47,925,053	33,407,194	137,663,376	92,530,708
Ceding commission revenue	4,900,401	4,741,676	10,940,648	13,870,748
Other income	145,779	139,490	436,906	392,468
Total revenue components of net combined ratio	52,971,233	38,288,360	149,040,930	106,793,924
Loss and loss adjustment expenses	21,232,324	13,027,597	66,334,564	45,125,492
Commission expense	10,308,092	9,004,254	30,250,601	25,088,546
Other underwriting expenses	8,358,432	6,894,590	23,491,221	18,675,720
Total expense components of net combined ratio	39,898,848	28,926,441	120,076,386	88,889,758
Operating segment net income	13,072,385	9,361,919	28,964,544	17,904,166
Revenue components excluded from net combined ratio
Net investment income	2,499,071	1,649,673	6,847,934	4,917,129
Net gains on investments	182,122	826,522	590,594	1,319,307
Gain on sale of real estate	0	0	1,965,989	0
Other income	64	7,173	597	8,660
Total revenue components excluded from net combined ratio	2,681,257	2,483,368	9,405,114	6,245,096
Other operating expenses	1,330,258	1,241,572	3,519,475	2,820,620
Depreciation and amortization	644,653	619,056	1,881,880	1,835,503
Interest expense	72,609	900,583	377,137	2,884,181
Income tax	2,833,647	2,105,931	6,583,699	3,689,197
Total expense components excluded from net combined ratio	4,881,167	4,867,142	12,362,191	11,229,501
Total net income (loss) components excluded from net combined ratio	$ (2,199,910)	$ (2,383,774)	$ (2,957,077)	$ (4,984,405)