Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Revenues
Net premiums earned	$ 47,925,053	$ 33,407,194	$ 137,663,376	$ 92,530,708
Ceding commission revenue	4,900,401	4,741,676	10,940,648	13,870,748
Net investment income	2,499,071	1,649,673	6,847,934	4,917,129
Net gains on investments	182,122	826,522	590,594	1,319,307
Realized gain on sale of real estate	0	0	1,965,989	0
Other income	145,843	146,663	437,503	401,128
Total revenues	55,652,490	40,771,728	158,446,044	113,039,020
Expenses
Loss and loss adjustment expenses	21,232,324	13,027,597	66,334,564	45,125,492
Commission expense	10,308,092	9,004,254	30,250,601	25,088,546
Other underwriting expenses	8,358,432	6,894,590	23,491,221	18,675,720
Other operating expenses	1,330,258	1,241,572	3,519,475	2,820,620
Depreciation and amortization	644,653	619,056	1,881,880	1,835,503
Interest expense	72,609	900,583	377,137	2,884,181
Total expenses	41,946,368	31,687,652	125,854,878	96,430,062
Income from operations before taxes	13,706,122	9,084,076	32,591,166	16,608,958
Income tax expense	2,833,647	2,105,931	6,583,699	3,689,197
Net income	10,872,475	6,978,145	26,007,467	12,919,761
Other comprehensive income, net of tax
Gross decrease in net unrealized losses on available-for-sale-securities	2,760,803	4,533,334	6,862,488	4,082,771
Reclassification adjustment for net realized losses included in net income	6,322	3,939	12,126	11,468
Net decrease in net unrealized losses	2,767,125	4,537,273	6,874,614	4,094,239
Income tax expense related to items of other comprehensive income	(581,096)	(952,827)	(1,443,668)	(859,789)
Other comprehensive income, net of tax	2,186,029	3,584,446	5,430,946	3,234,450
Comprehensive income	$ 13,058,504	$ 10,562,591	$ 31,438,413	$ 16,154,211
Earnings per common share:
Basic (in dollars per share)	$ 0.77	$ 0.61	$ 1.88	$ 1.16
Diluted (in dollars per share)	$ 0.74	$ 0.55	$ 1.82	$ 1.05
Weighted average common shares outstanding
Basic (in shares)	14,142,374	11,404,360	13,849,283	11,142,043
Diluted (in shares)	14,601,241	12,581,128	14,303,326	12,249,576