Investments - Schedule of Available for Sale Securities (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2025	Dec. 31, 2024
Net Investment Income [Line Items]
Cost or Amortized Cost	$ 261,180,534	$ 202,308,158
Debt instrument, collateral amount	4,039,000	5,308,000
Investments, fair value disclosure	9,779,000	10,130,000
U.S. Treasury securities and obligations of U.S. government corporations and agencies
Net Investment Income [Line Items]
Cost or Amortized Cost	997,057	0
Gross Unrealized Gains	11,073	0
Gross Unrealized Losses - less than 12 months	0	0
Gross Unrealized Loss - more than 12 months	0	0
Estimated Fair Value	1,008,130	0
Net Unrealized Losses	11,073	0
Political subdivisions of States, Territories and Possessions
Net Investment Income [Line Items]
Cost or Amortized Cost	24,258,552	24,271,177
Gross Unrealized Gains	190,585	0
Gross Unrealized Losses - less than 12 months	0	(73,589)
Gross Unrealized Loss - more than 12 months	(2,551,987)	(3,324,491)
Estimated Fair Value	21,897,150	20,873,097
Net Unrealized Losses	(2,361,402)	(3,398,080)
Corporate and other bonds industrial and miscellaneous
Net Investment Income [Line Items]
Cost or Amortized Cost	123,065,335	112,507,436
Gross Unrealized Gains	481,632	0
Gross Unrealized Losses - less than 12 months	(41,640)	(1,024,461)
Gross Unrealized Loss - more than 12 months	(2,890,680)	(4,690,597)
Estimated Fair Value	120,614,647	106,792,378
Net Unrealized Losses	(2,450,688)	(5,715,058)
Residential mortgage and other asset backed securities
Net Investment Income [Line Items]
Cost or Amortized Cost	112,859,590	65,529,545
Gross Unrealized Gains	1,085,476	119,647
Gross Unrealized Losses - less than 12 months	(38,253)	(209,890)
Gross Unrealized Loss - more than 12 months	(4,786,312)	(6,211,339)
Estimated Fair Value	109,120,501	59,227,963
Net Unrealized Losses	(3,739,089)	(6,301,582)
Total fixed-maturity securities
Net Investment Income [Line Items]
Cost or Amortized Cost	261,180,534	202,308,158
Gross Unrealized Gains	1,768,766	119,647
Gross Unrealized Losses - less than 12 months	(79,893)	(1,307,940)
Gross Unrealized Loss - more than 12 months	(10,228,979)	(14,226,427)
Estimated Fair Value	252,640,428	186,893,438
Net Unrealized Losses	$ (8,540,106)	$ (15,414,720)