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Segment Information - Components Included and Excluded from Net Combined Ratio (Details) - USD ($)
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Revenue components excluded from net combined ratio    
Net income $ 3,882,660 $ 1,426,679
Reportable Segment    
Components of Net Combined Ratio [Abstract]    
Net premiums earned 43,523,063 28,819,902
Ceding commission revenue 2,958,691 4,567,111
Other income 139,954 148,167
Total revenue components of net combined ratio 46,621,708 33,535,180
Loss and loss adjustment expenses 27,175,078 17,859,587
Commission expense 9,312,880 7,851,812
Other underwriting expenses 7,405,422 5,880,605
Total expense components of net combined ratio 43,893,380 31,592,004
Operating segment net income 2,728,328 1,943,176
Revenue components excluded from net combined ratio    
Net investment income 2,048,596 1,502,860
Net (losses) gains on investments (137,979) 726,391
Gain on sale of real estate 1,965,989 0
Other income 461 746
Total revenue components excluded from net combined ratio 3,877,067 2,229,997
Other operating expenses 1,035,737 778,082
Depreciation and amortization 623,863 596,513
Interest expense 227,454 993,875
Income tax 835,681 378,024
Total expense components excluded from net combined ratio 2,722,735 2,746,494
Total net income (loss) components excluded from net combined ratio $ 1,154,332 $ (516,497)