Income Taxes - Schedule of Deferrred Tax Assets and Liabilities (Details) - USD ($)	Mar. 31, 2025	Dec. 31, 2024	Dec. 31, 2017
Deferred tax asset:
Net operating loss carryovers	$ 0	$ 419,357
Claims reserve discount	1,418,989	1,305,466
Unearned premium	4,569,622	3,810,973
Deferred ceding commission revenue	1,487,860	2,423,660
Net unrealized losses on securities	2,651,848	3,069,900
Other	1,057,826	834,921
Total deferred tax assets	11,186,145	11,864,277
Deferred tax liability:
Investment in KICO	759,543	759,543	$ 759,543
Deferred policy acquisition costs	5,124,208	5,193,798
Intangible assets	105,000	105,000
Depreciation and amortization	64,624	208,016
Total deferred tax liabilities	6,053,375	6,266,357
Net deferred income tax asset	$ 5,132,770	$ 5,597,920