XML 67 R55.htm IDEA: XBRL DOCUMENT v3.25.1
Property and Casualty Insurance Activity - Schedule of Material Terms for Reinsurance Treaties (Details)
$ in Thousands
3 Months Ended 6 Months Ended 7 Months Ended 12 Months Ended 18 Months Ended
Mar. 31, 2025
USD ($)
h
Dec. 31, 2025
USD ($)
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Jun. 30, 2024
USD ($)
Apr. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2024
USD ($)
Effects of Reinsurance [Line Items]                      
Single risk coverage $ 9,000                    
Catastrophe coverage, multiple of per occurrence limitation 2                    
Catastrophic coverage, first layer $ 5,000                    
Excess of catastrophic coverage, first layer $ 5,000                    
Catastrophe coverage, number of consecutive hours | h 168                    
Reinstatement of premium protection                     $ 50,000
Excess of catastrophe coverage                     $ 10,000
Underlying XOL treaty, reinsurance coverage (percent)                 50.00%    
Limited retention                 $ 4,800    
Subsequent Event                      
Effects of Reinsurance [Line Items]                      
Reinstatement of premium protection           $ 4,500          
Excess of catastrophe coverage           $ 5,500          
Underlying XOL treaty, reinsurance coverage (percent)           71.00%          
Catastrophe reinsurance coverage, (percent)           71.00%          
Minimum                      
Effects of Reinsurance [Line Items]                      
Direct loss $ 3,500                    
Reduces retention                 530    
Maximum                      
Effects of Reinsurance [Line Items]                      
Direct loss $ 9,000                    
Reduces retention                 $ 730    
Forecast                      
Effects of Reinsurance [Line Items]                      
Reinstatement of premium protection               $ 50,000   $ 400  
Excess of catastrophe coverage               $ 10,000   $ 600  
Underlying XOL treaty, reinsurance coverage (percent)                   50.00%  
Limited retention             $ 5,200        
Forecast | Minimum                      
Effects of Reinsurance [Line Items]                      
Retention increases             530        
Forecast | Maximum                      
Effects of Reinsurance [Line Items]                      
Retention increases             $ 640        
Catastrophe Reinsurance:                      
Effects of Reinsurance [Line Items]                      
Initial loss subject to personal lines quota share treaty       $ 10,000 $ 10,000            
Risk retained per catastrophe occurrence       4,750 9,500            
Catastrophe loss coverage in excess of quota share coverage       $ 275,000 $ 315,000            
Reinstatement premium protection       Yes Yes            
Catastrophe Reinsurance: | Forecast                      
Effects of Reinsurance [Line Items]                      
Initial loss subject to personal lines quota share treaty   $ 10,000 $ 10,000                
Risk retained per catastrophe occurrence     4,250                
Catastrophe loss coverage in excess of quota share coverage     $ 275,000                
Reinstatement premium protection     Yes                
Personal Lines:                      
Effects of Reinsurance [Line Items]                      
Quota share treaty percent ceded       27.00% 27.00%       27.00%    
Risk retained on initial $1,000,000 of losses       $ 730 $ 730            
Losses per occurrence subject to quota share reinsurance coverage       1,000 1,000            
Excess of loss coverage and facultative facility coverage       8,400 8,400            
in excess of 1       600 600            
Total reinsurance coverage per occurrence       8,470 8,470            
Losses per occurrence subject to reinsurance coverage       $ 9,000 $ 9,000            
Quota share treaty percent excluded from percent ceded                 22.00%    
Personal Lines: | Forecast                      
Effects of Reinsurance [Line Items]                      
Quota share treaty percent ceded   16.00% 16.00%       16.00%        
Risk retained on initial $1,000,000 of losses   $ 840 $ 840                
Losses per occurrence subject to quota share reinsurance coverage   1,000 1,000                
Excess of loss coverage and facultative facility coverage     8,400                
in excess of 1     600                
Total reinsurance coverage per occurrence   160 8,360                
Losses per occurrence subject to reinsurance coverage   $ 1,000 $ 9,000                
Quota share treaty percent excluded from percent ceded             6.00%