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Fair Value of Financial Instruments and Real Estate (Details) - USD ($)
Mar. 31, 2025
Dec. 31, 2024
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance balances payable, Level 3 $ 5,815,948 $ 10,509,121
Long-term debt 5,364,265 11,171,420
Senior Notes due 2026    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Long-term debt $ 0 5,508,000
Stated interest rate (percent) 13.75%  
Level 2 | Senior Notes due 2026    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Stated interest rate (percent) 13.75%  
Carrying Value | Level 1    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities, held-to maturity, Level 1 $ 7,046,023 7,047,342
Fixed-maturity securities available-for-sale 110,128,721 106,792,378
Cash and cash equivalents, Level 1 37,490,182 28,669,441
Premiums receivable, net, Level 1 17,012,840 21,766,988
Carrying Value | Level 2    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities available-for-sale 94,153,648 80,101,060
Carrying Value | Level 2 | Senior Notes due 2026    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Long-term debt 0 5,508,000
Carrying Value | Level 3    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance receivables, net, Level 3 60,818,148 69,322,436
Real estate, net of accumulated depreciation, Level 3 460,031 1,913,390
Reinsurance balances payable, Level 3 5,815,948 10,509,121
Fair Value | Level 1    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities, held-to maturity, Level 1 5,976,487 5,959,265
Fixed-maturity securities available-for-sale 110,128,721 106,792,378
Cash and cash equivalents, Level 1 37,490,182 28,669,441
Premiums receivable, net, Level 1 17,012,840 21,766,988
Fair Value | Level 2    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities available-for-sale 94,153,648 80,101,060
Fair Value | Level 2 | Senior Notes due 2026    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Long-term debt 0 5,553,785
Fair Value | Level 3    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance receivables, net, Level 3 60,818,148 69,322,436
Real estate, net of accumulated depreciation, Level 3 940,000 3,540,000
Reinsurance balances payable, Level 3 $ 5,815,948 $ 10,509,121