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Investments - Schedule of available for sale securities (Details) - USD ($)
3 Months Ended 12 Months Ended
Mar. 31, 2025
Dec. 31, 2024
Net Investment Income [Line Items]    
Cost or Amortized Cost $ 216,882,931 $ 202,308,158
Debt instrument, collateral amount 4,885,000 5,308,000
Investments, fair value disclosure 10,102,000 10,130,000
U.S. Treasury securities and obligations of U.S. government corporations and agencies    
Net Investment Income [Line Items]    
Cost or Amortized Cost 4,991,733 0
Gross Unrealized Gains 17 0
Gross unrealized losses - less than 12 months 0 0
Gross unrealized loss - more than 12 months 0 0
Estimated Fair Value 4,991,750 0
Net Unrealized Losses 17 0
Political subdivisions of States, Territories and Possessions    
Net Investment Income [Line Items]    
Cost or Amortized Cost 24,267,119 24,271,177
Gross Unrealized Gains 62,010 0
Gross unrealized losses - less than 12 months 0 (73,589)
Gross unrealized loss - more than 12 months (2,945,087) (3,324,491)
Estimated Fair Value 21,384,042 20,873,097
Net Unrealized Losses (2,883,077) (3,398,080)
Corporate and other bonds industrial and miscellaneous    
Net Investment Income [Line Items]    
Cost or Amortized Cost 109,603,106 112,507,436
Gross Unrealized Gains 22,136 0
Gross unrealized losses - less than 12 months (495,587) (1,024,461)
Gross unrealized loss - more than 12 months (3,992,684) (4,690,597)
Estimated Fair Value 105,136,971 106,792,378
Net Unrealized Losses (4,466,135) (5,715,058)
Residential mortgage and other asset backed securities    
Net Investment Income [Line Items]    
Cost or Amortized Cost 78,020,973 65,529,545
Gross Unrealized Gains 300,333 119,647
Gross unrealized losses - less than 12 months (17,773) (209,890)
Gross unrealized loss - more than 12 months (5,533,927) (6,211,339)
Estimated Fair Value 72,769,606 59,227,963
Net Unrealized Losses (5,251,367) (6,301,582)
Total fixed-maturity securities    
Net Investment Income [Line Items]    
Cost or Amortized Cost 216,882,931 202,308,158
Gross Unrealized Gains 384,496 119,647
Gross unrealized losses - less than 12 months (513,360) (1,307,940)
Gross unrealized loss - more than 12 months (12,471,698) (14,226,427)
Estimated Fair Value 204,282,369 186,893,438
Net Unrealized Losses $ (12,600,562) $ (15,414,720)