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Fair Value of Financial Instruments and Real Estate (Details) - USD ($)
Dec. 31, 2024
Dec. 31, 2023
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance balances payable, Level 3 $ 10,509,121 $ 12,837,140
Long-term debt $ 11,171,420 25,243,530
Senior Notes due 2026    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Stated interest rate (percent) 13.75%  
Level 2 | Senior Notes due 2026    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Stated interest rate (percent) 13.75%  
Level 2 | Senior Notes Due 2024    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Stated interest rate (percent) 12.00%  
Carrying Value | Level 1    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities-held-to maturity, Level 1 $ 7,047,342 7,052,541
Fixed-maturity securities available-for-sale 106,792,378 91,046,936
Cash and cash equivalents, Level 1 28,669,441 8,976,998
Premiums receivable, net, Level 1 21,766,988 13,604,808
Carrying Value | Level 2    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities available-for-sale 80,101,060 57,873,861
Carrying Value | Level 2 | Senior Notes due 2026    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Long-term debt 5,508,000 0
Carrying Value | Level 2 | Senior Notes Due 2024    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Long-term debt 0 18,426,247
Carrying Value | Level 3    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance receivables, net, Level 3 69,322,436 75,593,912
Real estate, net of accumulated depreciation, Level 3 1,913,390 1,992,529
Reinsurance balances payable, Level 3 10,509,121 12,837,140
Fair Value | Level 1    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities-held-to maturity, Level 1 5,959,265 6,106,148
Fixed-maturity securities available-for-sale 106,792,378 91,046,936
Cash and cash equivalents, Level 1 28,669,441 8,976,998
Premiums receivable, net, Level 1 21,766,988 13,604,808
Fair Value | Level 2    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities available-for-sale 80,101,060 57,873,861
Fair Value | Level 2 | Senior Notes due 2026    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Long-term debt 5,553,785 0
Fair Value | Level 2 | Senior Notes Due 2024    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Long-term debt 0 17,812,500
Fair Value | Level 3    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance receivables, net, Level 3 69,322,436 75,593,912
Real estate, net of accumulated depreciation, Level 3 3,540,000 3,540,000
Reinsurance balances payable, Level 3 $ 10,509,121 $ 12,837,140