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Investments - Schedule of Fixed-maturity Securities Classified as Available-for-sale (Details) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Debt Securities, Available-for-Sale [Line Items]    
Cost or Amortized Cost $ 202,308,158 $ 164,460,942
Debt instrument, collateral amount 5,308,000 6,999,000
Debt instrument, estimated fair value 5,308,000 6,999,000
Estimated fair value of the investments 10,130,000  
U.S. Treasury securities and obligations of U.S. government corporations and agencies    
Debt Securities, Available-for-Sale [Line Items]    
Cost or Amortized Cost 0 20,954,764
Gross Unrealized Gains 0 1,799
Gross unrealized losses - less than 12 months 0 (17,373)
Gross unrealized loss - more than 12 months 0 0
Estimated Fair Value 0 20,939,190
Net Unrealized Losses 0 (15,574)
Political subdivisions of States, Territories and Possessions    
Debt Securities, Available-for-Sale [Line Items]    
Cost or Amortized Cost 24,271,177 16,607,713
Gross Unrealized Gains 0 0
Gross unrealized losses - less than 12 months (73,589) 0
Gross unrealized loss - more than 12 months (3,324,491) (3,209,161)
Estimated Fair Value 20,873,097 13,398,552
Net Unrealized Losses (3,398,080) (3,209,161)
Corporate and other bonds industrial and miscellaneous    
Debt Securities, Available-for-Sale [Line Items]    
Cost or Amortized Cost 112,507,436 75,993,042
Gross Unrealized Gains 0 0
Gross unrealized losses - less than 12 months (1,024,461) 0
Gross unrealized loss - more than 12 months (4,690,597) (5,885,296)
Estimated Fair Value 106,792,378 70,107,746
Net Unrealized Losses (5,715,058) (5,885,296)
Residential mortgage and other asset backed securities    
Debt Securities, Available-for-Sale [Line Items]    
Cost or Amortized Cost 65,529,545 50,905,423
Gross Unrealized Gains 119,647 113,761
Gross unrealized losses - less than 12 months (209,890) (2,144)
Gross unrealized loss - more than 12 months (6,211,339) (6,541,731)
Estimated Fair Value 59,227,963 44,475,309
Net Unrealized Losses (6,301,582) (6,430,114)
Total fixed-maturity securities    
Debt Securities, Available-for-Sale [Line Items]    
Cost or Amortized Cost 202,308,158 164,460,942
Gross Unrealized Gains 119,647 115,560
Gross unrealized losses - less than 12 months (1,307,940) (19,517)
Gross unrealized loss - more than 12 months (14,226,427) (15,636,188)
Estimated Fair Value 186,893,438 148,920,797
Net Unrealized Losses $ (15,414,720) $ (15,540,145)