Segment Information - Return on Equity (Details) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Segment Reporting Information [Line Items]
Commission expense and other underwriting expenses	$ 59,622,060	$ 59,274,591
Ceding commission revenue	18,837,946	21,053,494
Other income	568,096	609,721
Net premiums earned	128,497,920	114,384,263
Stockholders' equity beginning of period	34,504,139	36,169,432
Stockholders' equity end of period	66,708,451	34,504,139
Net investment income	6,823,590	6,008,682
Assets	$ 374,915,843	$ 317,633,210
Reportable Segment
Segment Reporting Information [Line Items]
Net loss ratio	48.70%	72.40%
Net underwriting expense ratio	31.30%	32.90%
Net combined ratio	80.00%	105.30%
Commission expense and other underwriting expenses	$ 59,622,060	$ 59,274,591
Ceding commission revenue	(18,837,946)	(21,053,494)
Other income	(549,967)	(600,993)
Total commission expense and other underwriting expenses	40,234,147	37,620,104
Net premiums earned	128,497,920	114,384,263
Stockholders' equity beginning of period	34,504,139	36,169,432
Stockholders' equity end of period	66,708,451	34,504,139
Average stockholders' equity	50,606,295	35,336,786
Net investment income	$ 6,823,590	$ 6,008,682
Return on equity on net investment income	13.50%	17.00%
Return on equity on net investment income - annualized	13.50%	17.00%
Assets	$ 372,661,348	$ 317,633,210