Segment Information - Components Included and Excluded from Net Combined Ratio (Details) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Revenue components excluded from net combined ratio
Net income (loss)	$ 18,358,436	$ (6,168,346)
Assets	374,915,843	317,633,210
Reportable Segment
Components of Net Combined Ratio [Abstract]
Net premiums earned	128,497,920	114,384,263
Ceding commission revenue	18,837,946	21,053,494
Other income	549,967	600,993
Total revenue components of net combined ratio	147,885,833	136,038,750
Loss and loss adjustment expenses	62,634,716	82,849,210
Commission expense	33,929,333	33,364,629
Other underwriting expenses	25,692,727	25,909,962
Total expense components of net combined ratio	122,256,776	142,123,801
Operating segment net income (loss)	25,629,057	(6,085,051)
Revenue components excluded from net combined ratio
Net investment income	6,823,590	6,008,682
Net gains on investments	414,551	2,134,554
Other income	18,129	8,728
Total revenue components excluded from net combined ratio	7,256,270	8,151,964
Other operating expenses	3,634,583	2,456,473
Depreciation and amortization	2,448,932	2,973,440
Interest expense	3,513,655	4,002,531
Income tax expense (benefit)	4,929,721	(1,197,185)
Total expense components excluded from net combined ratio	14,526,891	8,235,259
Total net loss components excluded from net combined ratio	(7,270,621)	(83,295)
Assets	$ 372,661,348	$ 317,633,210