Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($)	Dec. 31, 2024	Dec. 31, 2023
Deferred tax asset:
Net operating loss carryovers	$ 419,357	$ 5,283,016
Claims reserve discount	1,305,466	1,204,334
Unearned premium	3,810,973	2,742,603
Deferred ceding commission revenue	2,423,660	1,986,782
Net unrealized losses on securities	3,069,900	3,357,463
Other	834,921	1,153,903
Total deferred tax assets	11,864,277	15,728,101
Deferred tax liability:
Investment in KICO	759,543	759,543
Deferred acquisition costs	5,193,798	4,158,538
Intangibles	105,000	105,000
Depreciation and amortization	208,016	153,201
Total deferred tax liabilities	6,266,357	5,176,282
Net deferred income tax asset	$ 5,597,920	$ 10,551,819