GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)

12 Months Ended

Dec. 31, 2012

Goodwill and Intangible Assets Disclosure [Abstract]

Changes in Amount of Goodwill

Changes in the amount of goodwill for the twelve months ended December 31, 2012 and 2011, are as follows:

	U.S. Consumer									North America		North America
	Information						Workforce			Personal		Commercial
(In millions)	Solutions			International			Solutions			Solutions		Solutions			Total
Balance, December 31, 2010	$	628.5		$	346.9		$	899.9		$	1.8	$	37.6		$	1,914.7
Acquisitions		10.1			30.9			34.6			-		-			75.6
Adjustments to initial purchase price allocation		(0.2	)		(0.1	)		0.5			-		-			0.2
Foreign currency translation		-			4.0			-			-		(0.1	)		3.9
Businesses sold		-			(33.2	)		-			-		-			(33.2	)
Balance, December 31, 2011		638.4			348.5			935.0			1.8		37.5			1,961.2
Acquisitions		309.3			12.0			-			-		-			321.3
Adjustments to initial purchase price allocation		-			-			(1.0	)		-		-			(1.0	)
Foreign currency translation		-			8.8			-			-		0.1			8.9
Balance, December 31, 2012	$	947.7		$	369.3		$	934.0		$	1.8	$	37.6		$	2,290.4

Schedule of Indefinite-Lived Intangible Assets

Indefinite-Lived Intangible Assets.  Indefinite-lived intangible assets consist of contractual/territorial rights representing the estimated fair value of rights to operate in certain territories acquired through the purchase of independent credit reporting agencies in the U.S. and Canada. Our contractual/territorial rights are perpetual in nature and, therefore, the useful lives are considered indefinite. Indefinite-lived intangible assets are not amortized. As discussed in Note 1, we are required to test indefinite-lived intangible assets for impairment annually and whenever events or circumstances indicate that there may be an impairment of the asset value. We perform our annual indefinite-lived intangible asset impairment test as of September 30 each year. Our annual impairment tests as of September 30, 2012, 2011 and 2010 resulted in no impairment of our indefinite-lived intangible assets. Changes in the amounts of indefinite-lived intangible assets for the twelve months ended December 31, 2012 and 2011, are as follows:

	Amount
	(In millions)
Balance, December 31, 2010	$	95.6
Foreign currency translation		-
Balance, December 31, 2011		95.6
Acquisitions		158.8
Foreign currency translation		0.1
Balance, December 31, 2012	$	254.5

Purchased Intangible Assets

Purchased Intangible Assets.  Purchased intangible assets net, recorded on our Consolidated Balance Sheets at December 31, 2012 and 2011, are as follows:

	December 31, 2012							December 31, 2011
			Accumulated							Accumulated
	Gross		Amortization			Net		Gross		Amortization			Net
	(In millions)
Definite-lived intangible assets:
Purchased data files	$	795.6	$	(229.2	)	$	566.4	$	316.2	$	(240.5	)	$	75.7
Acquired software and technology		34.4		(13.5	)		20.9		68.3		(41.1	)		27.2
Customer relationships		522.1		(164.5	)		357.6		518.2		(130.3	)		387.9
Proprietary database		125.0		(115.9	)		9.1		125.0		(95.5	)		29.5
Non-compete agreements		19.4		(5.5	)		13.9		9.0		(3.1	)		5.9
Trade names and other intangible assets		41.5		(21.7	)		19.8		40.7		(16.7	)		24.0
Total definite-lived intangible assets	$	1,538.0	$	(550.3	)	$	987.7	$	1,077.4	$	(527.2	)	$	550.2

Estimated Future Amortization Expense

Estimated future amortization expense related to definite-lived purchased intangible assets at December 31, 2012 is as follows:

Years ending December 31,	Amount
	(In millions)
2013	$	106.3
2014		93.7
2015		88.7
2016		83.3
2017		73.5
Thereafter		542.2
	$	987.7