X0202 4 2004-06-17 0 0000320387 FIRST M&F CORP/MS FMFC 0001255136 WIGGERS SCOTT M 1207 EAST SOUTH STREET KOSCIUSKO MS 39090 1 1 0 0 President & COO Common Stock, $5 par 2004-06-17 4 P 0 112.6500 36.1400 A 9689.1000 D Common Stock, $5 par 1134.0000 I Spouse IRA Allocation of vested shares in an ESOP. Direct holdings include 5,853.10 shares in an ESOP, and 1,768 shares in an IRA. Scott M. Wiggers 2004-06-21