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    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_A88D40490CFB02F9BF238CD2EBBD39B1_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_A88D40490CFB02F9BF238CD2EBBD39B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized losses net of settlements on cash flow hedge arising during the period, net of tax of $33 and $40 for the three months ended March 31</link:label>
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    <link:label id="lab_fmfc_NumberOfRequiredPrincipalPayments_DFFFD3D50C783CA7467F8AC264991E3A_terseLabel_en-US" xlink:label="lab_fmfc_NumberOfRequiredPrincipalPayments_DFFFD3D50C783CA7467F8AC264991E3A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of Required Principal Payments</link:label>
    <link:label id="lab_fmfc_NumberOfRequiredPrincipalPayments_DFFFD3D50C783CA7467F8AC264991E3A_label_en-US" xlink:label="lab_fmfc_NumberOfRequiredPrincipalPayments_DFFFD3D50C783CA7467F8AC264991E3A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of Required Principal Payments</link:label>
    <link:label id="lab_fmfc_NumberOfRequiredPrincipalPayments_DFFFD3D50C783CA7467F8AC264991E3A_documentation_en-US" xlink:label="lab_fmfc_NumberOfRequiredPrincipalPayments_DFFFD3D50C783CA7467F8AC264991E3A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number of Required Principal Payments</link:label>
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    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterOne_27799FCDE6F9F133FED28AC2649A2112_terseLabel_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterOne_27799FCDE6F9F133FED28AC2649A2112" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Required payment for Q2 March 2012</link:label>
    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterOne_27799FCDE6F9F133FED28AC2649A2112_label_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterOne_27799FCDE6F9F133FED28AC2649A2112" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Required Repayment of Debt Principal, Quarter One</link:label>
    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterOne_27799FCDE6F9F133FED28AC2649A2112_documentation_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterOne_27799FCDE6F9F133FED28AC2649A2112" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Required Repayments of Debt Principal</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_RequiredRepaymentOfDebtPrincipalQuarterOne" xlink:label="loc_fmfc_RequiredRepaymentOfDebtPrincipalQuarterOne_27799FCDE6F9F133FED28AC2649A2112" xlink:type="locator" />
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    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterTwo_C259650C09B602A0044C8AC2649AEF86_terseLabel_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterTwo_C259650C09B602A0044C8AC2649AEF86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Required payment for Q3 March 2012</link:label>
    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterTwo_C259650C09B602A0044C8AC2649AEF86_label_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterTwo_C259650C09B602A0044C8AC2649AEF86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Required Repayment of Debt Principal, Quarter Two</link:label>
    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterTwo_C259650C09B602A0044C8AC2649AEF86_documentation_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterTwo_C259650C09B602A0044C8AC2649AEF86" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Required Repayment of Debt Principal, Quarter Two</link:label>
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    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterThree_2A2D018434E00FD479968AC2649AC948_terseLabel_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterThree_2A2D018434E00FD479968AC2649AC948" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Required payment for Q4 March 2012</link:label>
    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterThree_2A2D018434E00FD479968AC2649AC948_label_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterThree_2A2D018434E00FD479968AC2649AC948" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Required Repayment of Debt Principal, Quarter Three</link:label>
    <link:label id="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterThree_2A2D018434E00FD479968AC2649AC948_documentation_en-US" xlink:label="lab_fmfc_RequiredRepaymentOfDebtPrincipalQuarterThree_2A2D018434E00FD479968AC2649AC948" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Required Repayment of Debt Principal, Quarter Three</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_RequiredRepaymentOfDebtPrincipalQuarterThree" xlink:label="loc_fmfc_RequiredRepaymentOfDebtPrincipalQuarterThree_2A2D018434E00FD479968AC2649AC948" xlink:type="locator" />
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    <link:label id="lab_us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity_FBF745D1074152966D178AC2649A8867_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity_FBF745D1074152966D178AC2649A8867" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available amount of line of credit</link:label>
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    <link:label id="lab_fmfc_NumberOfAllowableConsecutiveDeferredQuarterlyPayments_02FA70846174BB58A66F8AC2649A6E1D_terseLabel_en-US" xlink:label="lab_fmfc_NumberOfAllowableConsecutiveDeferredQuarterlyPayments_02FA70846174BB58A66F8AC2649A6E1D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of consecutive quarterly payments of interest that may be deferred</link:label>
    <link:label id="lab_fmfc_NumberOfAllowableConsecutiveDeferredQuarterlyPayments_02FA70846174BB58A66F8AC2649A6E1D_label_en-US" xlink:label="lab_fmfc_NumberOfAllowableConsecutiveDeferredQuarterlyPayments_02FA70846174BB58A66F8AC2649A6E1D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of Allowable Consecutive Deferred Quarterly Payments</link:label>
    <link:label id="lab_fmfc_NumberOfAllowableConsecutiveDeferredQuarterlyPayments_02FA70846174BB58A66F8AC2649A6E1D_documentation_en-US" xlink:label="lab_fmfc_NumberOfAllowableConsecutiveDeferredQuarterlyPayments_02FA70846174BB58A66F8AC2649A6E1D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number of Allowable Consecutive Deferred Quarterly Payments</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_NumberOfAllowableConsecutiveDeferredQuarterlyPayments" xlink:label="loc_fmfc_NumberOfAllowableConsecutiveDeferredQuarterlyPayments_02FA70846174BB58A66F8AC2649A6E1D" xlink:type="locator" />
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    <link:label id="lab_invest_DerivativeNotionalAmount_F2914D3FC64854BE41D98AC2649BC471_terseLabel_en-US" xlink:label="lab_invest_DerivativeNotionalAmount_F2914D3FC64854BE41D98AC2649BC471" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate swap, notional value</link:label>
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    <link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_D0577E0A2533EB75FB648AC2649B52B4_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_D0577E0A2533EB75FB648AC2649B52B4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate swap, stated rate (as a percentage)</link:label>
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    <link:label id="lab_us-gaap_CompensationAndRetirementDisclosureAbstract_DF9A08A72284305D9EAFAC5CC3DA9120_label_en-US" xlink:label="lab_us-gaap_CompensationAndRetirementDisclosureAbstract_DF9A08A72284305D9EAFAC5CC3DA9120" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compensation and Retirement Disclosure [Abstract]</link:label>
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    <link:label id="lab_us-gaap_DefinedBenefitPlanInterestCost_0BF70D5D839C8A16034AAC5CC3DA0D2A_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost_0BF70D5D839C8A16034AAC5CC3DA0D2A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest cost</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanInterestCost_0BF70D5D839C8A16034AAC5CC3DA0D2A_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost_0BF70D5D839C8A16034AAC5CC3DA0D2A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Interest Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_us-gaap_DefinedBenefitPlanInterestCost_0BF70D5D839C8A16034AAC5CC3DA0D2A" xlink:type="locator" />
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    <link:label id="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_37EA19258901F67FE10BAC5CC3DAFEDF_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_37EA19258901F67FE10BAC5CC3DAFEDF" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Expected return on plan assets</link:label>
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    <link:label id="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit_DCE481494F598E078D81AC5CC3DA1E00_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit_DCE481494F598E078D81AC5CC3DA1E00" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of prior service costs</link:label>
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    <link:label id="lab_us-gaap_AlternativeInvestmentsFairValueDisclosure_47D6FF229688E5F7AE7582D6CD85C617_terseLabel_en-US" xlink:label="lab_us-gaap_AlternativeInvestmentsFairValueDisclosure_47D6FF229688E5F7AE7582D6CD85C617" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonmarketable equity investments</link:label>
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    <link:label id="lab_us-gaap_DerivativeAssets_F7C65D8D388C164761D682D6CD858424_verboseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssets_F7C65D8D388C164761D682D6CD858424" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Mortgage derivative assets</link:label>
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    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E4F8F86F5B568F740B63831C904FAC5E_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_E4F8F86F5B568F740B63831C904FAC5E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2014</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecurities_716FBFDCB68A66EDA8848A7226FF9395_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecurities_716FBFDCB68A66EDA8848A7226FF9395" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities available for sale, amortized cost of $370,679 and $341,273</link:label>
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    <link:label id="lab_us-gaap_OtherRealEstateAndForeclosedAssets_DA80FC23467371913E488A722700DBC0_terseLabel_en-US" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssets_DA80FC23467371913E488A722700DBC0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other real estate</link:label>
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    <link:label id="lab_fmfc_LoanParticipationsPurchasedHeldForInvestment_AE3A4E5DAA65FBAC41AE8B633DAB0A24_terseLabel_en-US" xlink:label="lab_fmfc_LoanParticipationsPurchasedHeldForInvestment_AE3A4E5DAA65FBAC41AE8B633DAB0A24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan participations purchased during period, held for investment</link:label>
    <link:label id="lab_fmfc_LoanParticipationsPurchasedHeldForInvestment_AE3A4E5DAA65FBAC41AE8B633DAB0A24_label_en-US" xlink:label="lab_fmfc_LoanParticipationsPurchasedHeldForInvestment_AE3A4E5DAA65FBAC41AE8B633DAB0A24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Participations Purchased, Held for Investment</link:label>
    <link:label id="lab_fmfc_LoanParticipationsPurchasedHeldForInvestment_AE3A4E5DAA65FBAC41AE8B633DAB0A24_documentation_en-US" xlink:label="lab_fmfc_LoanParticipationsPurchasedHeldForInvestment_AE3A4E5DAA65FBAC41AE8B633DAB0A24" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan Participations Purchased, Held for Investment</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_LoanParticipationsPurchasedHeldForInvestment" xlink:label="loc_fmfc_LoanParticipationsPurchasedHeldForInvestment_AE3A4E5DAA65FBAC41AE8B633DAB0A24" xlink:type="locator" />
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    <link:label id="lab_fmfc_TransferOfLoansFromHeldForSaleStatusIntoPortfolioOfLoansHeldForInvestment_7F485F1D909F65ECAA6D8B633DABADC0_terseLabel_en-US" xlink:label="lab_fmfc_TransferOfLoansFromHeldForSaleStatusIntoPortfolioOfLoansHeldForInvestment_7F485F1D909F65ECAA6D8B633DABADC0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer of mortgage loans from held-for-sale to loans held for investment</link:label>
    <link:label id="lab_fmfc_TransferOfLoansFromHeldForSaleStatusIntoPortfolioOfLoansHeldForInvestment_7F485F1D909F65ECAA6D8B633DABADC0_label_en-US" xlink:label="lab_fmfc_TransferOfLoansFromHeldForSaleStatusIntoPortfolioOfLoansHeldForInvestment_7F485F1D909F65ECAA6D8B633DABADC0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer of Loans From Held for Sale Status Into Portfolio of Loans Held for Investment</link:label>
    <link:label id="lab_fmfc_TransferOfLoansFromHeldForSaleStatusIntoPortfolioOfLoansHeldForInvestment_7F485F1D909F65ECAA6D8B633DABADC0_documentation_en-US" xlink:label="lab_fmfc_TransferOfLoansFromHeldForSaleStatusIntoPortfolioOfLoansHeldForInvestment_7F485F1D909F65ECAA6D8B633DABADC0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Transfer of Loans From Held for Sale Status Into Portfolio of Loans Held for Investment</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_TransferOfLoansFromHeldForSaleStatusIntoPortfolioOfLoansHeldForInvestment" xlink:label="loc_fmfc_TransferOfLoansFromHeldForSaleStatusIntoPortfolioOfLoansHeldForInvestment_7F485F1D909F65ECAA6D8B633DABADC0" xlink:type="locator" />
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    <link:label id="lab_fmfc_AllowanceForLoanAndLeaseLossesLossRateHistoricalPeriod_FDF6410B1E0F31E7A3708B633DAC056A_terseLabel_en-US" xlink:label="lab_fmfc_AllowanceForLoanAndLeaseLossesLossRateHistoricalPeriod_FDF6410B1E0F31E7A3708B633DAC056A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for loan losses, historical period used for loss rates</link:label>
    <link:label id="lab_fmfc_AllowanceForLoanAndLeaseLossesLossRateHistoricalPeriod_FDF6410B1E0F31E7A3708B633DAC056A_label_en-US" xlink:label="lab_fmfc_AllowanceForLoanAndLeaseLossesLossRateHistoricalPeriod_FDF6410B1E0F31E7A3708B633DAC056A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Losses, Loss Rate, Historical Period</link:label>
    <link:label id="lab_fmfc_AllowanceForLoanAndLeaseLossesLossRateHistoricalPeriod_FDF6410B1E0F31E7A3708B633DAC056A_documentation_en-US" xlink:label="lab_fmfc_AllowanceForLoanAndLeaseLossesLossRateHistoricalPeriod_FDF6410B1E0F31E7A3708B633DAC056A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Allowance for Loan and Lease Losses, Loss Rate, Historical Period</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AllowanceForLoanAndLeaseLossesLossRateHistoricalPeriod" xlink:label="loc_fmfc_AllowanceForLoanAndLeaseLossesLossRateHistoricalPeriod_FDF6410B1E0F31E7A3708B633DAC056A" xlink:type="locator" />
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    <link:label id="lab_fmfc_AdjustmentToHistoricalLoanLossRateDueToEnvironmentalFactorsUpwardPercentage_3906BD4087BBF26E87208B633DAC214F_terseLabel_en-US" xlink:label="lab_fmfc_AdjustmentToHistoricalLoanLossRateDueToEnvironmentalFactorsUpwardPercentage_3906BD4087BBF26E87208B633DAC214F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment to historical loan loss rate due to environmental factors (as a percentage)</link:label>
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    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AdjustmentToHistoricalLoanLossRateDueToEnvironmentalFactorsUpwardPercentage" xlink:label="loc_fmfc_AdjustmentToHistoricalLoanLossRateDueToEnvironmentalFactorsUpwardPercentage_3906BD4087BBF26E87208B633DAC214F" xlink:type="locator" />
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    <link:label id="lab_fmfc_CreditCommitmentsForConstructionAndLandDevelopmentRestructuredLoans_DC9F587D505B11948A108B633DAC8ED6_terseLabel_en-US" xlink:label="lab_fmfc_CreditCommitmentsForConstructionAndLandDevelopmentRestructuredLoans_DC9F587D505B11948A108B633DAC8ED6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit commitments available for construction and land development restructured loans</link:label>
    <link:label id="lab_fmfc_CreditCommitmentsForConstructionAndLandDevelopmentRestructuredLoans_DC9F587D505B11948A108B633DAC8ED6_label_en-US" xlink:label="lab_fmfc_CreditCommitmentsForConstructionAndLandDevelopmentRestructuredLoans_DC9F587D505B11948A108B633DAC8ED6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Commitments for Construction and Land Development Restructured Loans</link:label>
    <link:label id="lab_fmfc_CreditCommitmentsForConstructionAndLandDevelopmentRestructuredLoans_DC9F587D505B11948A108B633DAC8ED6_documentation_en-US" xlink:label="lab_fmfc_CreditCommitmentsForConstructionAndLandDevelopmentRestructuredLoans_DC9F587D505B11948A108B633DAC8ED6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Commitments for Construction and Land Development Restructured Loans</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_CreditCommitmentsForConstructionAndLandDevelopmentRestructuredLoans" xlink:label="loc_fmfc_CreditCommitmentsForConstructionAndLandDevelopmentRestructuredLoans_DC9F587D505B11948A108B633DAC8ED6" xlink:type="locator" />
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    <link:label id="lab_fmfc_FinancingReceivableModificationsInPeriodNumberOfContracts_24A50A2245B03D91FF688B633DACC124_terseLabel_en-US" xlink:label="lab_fmfc_FinancingReceivableModificationsInPeriodNumberOfContracts_24A50A2245B03D91FF688B633DACC124" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans restructured during the period</link:label>
    <link:label id="lab_fmfc_FinancingReceivableModificationsInPeriodNumberOfContracts_24A50A2245B03D91FF688B633DACC124_label_en-US" xlink:label="lab_fmfc_FinancingReceivableModificationsInPeriodNumberOfContracts_24A50A2245B03D91FF688B633DACC124" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modifications in Period, Number of Contracts</link:label>
    <link:label id="lab_fmfc_FinancingReceivableModificationsInPeriodNumberOfContracts_24A50A2245B03D91FF688B633DACC124_documentation_en-US" xlink:label="lab_fmfc_FinancingReceivableModificationsInPeriodNumberOfContracts_24A50A2245B03D91FF688B633DACC124" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number of financing receivables that have been modified by troubled debt restructurings during the period.</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_FinancingReceivableModificationsInPeriodNumberOfContracts" xlink:label="loc_fmfc_FinancingReceivableModificationsInPeriodNumberOfContracts_24A50A2245B03D91FF688B633DACC124" xlink:type="locator" />
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    <link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_BC2746CEFB23029000E5AC5CC24A27EE_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock_BC2746CEFB23029000E5AC5CC24A27EE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_BC2746CEFB23029000E5AC5CC24A27EE_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock_BC2746CEFB23029000E5AC5CC24A27EE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosures [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_BC2746CEFB23029000E5AC5CC24A27EE" xlink:type="locator" />
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    <link:label id="lab_fmfc_BusinessCombinationsOfReportingEntityAbstract_371F1CA743DAA6DEA74C8B247B06967E_label_en-US" xlink:label="lab_fmfc_BusinessCombinationsOfReportingEntityAbstract_371F1CA743DAA6DEA74C8B247B06967E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combinations of Reporting Entity [Abstract]</link:label>
    <link:label id="lab_fmfc_BusinessCombinationsOfReportingEntityAbstract_371F1CA743DAA6DEA74C8B247B06967E_documentation_en-US" xlink:label="lab_fmfc_BusinessCombinationsOfReportingEntityAbstract_371F1CA743DAA6DEA74C8B247B06967E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Business Combinations of Reporting Entity [Abstract]</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_BusinessCombinationsOfReportingEntityAbstract" xlink:label="loc_fmfc_BusinessCombinationsOfReportingEntityAbstract_371F1CA743DAA6DEA74C8B247B06967E" xlink:type="locator" />
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    <link:label id="lab_fmfc_BusinessCombinationOfReportingEntityDisclosureTextBlock_01CB15B0210433A5C7CC8B247B0D0EFA_terseLabel_en-US" xlink:label="lab_fmfc_BusinessCombinationOfReportingEntityDisclosureTextBlock_01CB15B0210433A5C7CC8B247B0D0EFA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pending Merger</link:label>
    <link:label id="lab_fmfc_BusinessCombinationOfReportingEntityDisclosureTextBlock_01CB15B0210433A5C7CC8B247B0D0EFA_label_en-US" xlink:label="lab_fmfc_BusinessCombinationOfReportingEntityDisclosureTextBlock_01CB15B0210433A5C7CC8B247B0D0EFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combination of Reporting Entity Disclosure [Text Block]</link:label>
    <link:label id="lab_fmfc_BusinessCombinationOfReportingEntityDisclosureTextBlock_01CB15B0210433A5C7CC8B247B0D0EFA_documentation_en-US" xlink:label="lab_fmfc_BusinessCombinationOfReportingEntityDisclosureTextBlock_01CB15B0210433A5C7CC8B247B0D0EFA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Business Combination of Reporting Entity Disclosure [Text Block]</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_BusinessCombinationOfReportingEntityDisclosureTextBlock" xlink:label="loc_fmfc_BusinessCombinationOfReportingEntityDisclosureTextBlock_01CB15B0210433A5C7CC8B247B0D0EFA" xlink:type="locator" />
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    <link:label id="lab_fmfc_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_E70DB55661A3C95F9A5D8B7592016B48_terseLabel_en-US" xlink:label="lab_fmfc_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_E70DB55661A3C95F9A5D8B7592016B48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassification out of Accumulated Other Comprehensive Income [Table]</link:label>
    <link:label id="lab_fmfc_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_E70DB55661A3C95F9A5D8B7592016B48_label_en-US" xlink:label="lab_fmfc_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_E70DB55661A3C95F9A5D8B7592016B48" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification out of Accumulated Other Comprehensive Income [Table]</link:label>
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    <link:label id="lab_us-gaap_InterestRateContractMember_4CBA65261E57231EC69C8B759201268A_terseLabel_en-US" xlink:label="lab_us-gaap_InterestRateContractMember_4CBA65261E57231EC69C8B759201268A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Rate Contract [Member]</link:label>
    <link:label id="lab_us-gaap_InterestRateContractMember_4CBA65261E57231EC69C8B759201268A_label_en-US" xlink:label="lab_us-gaap_InterestRateContractMember_4CBA65261E57231EC69C8B759201268A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Contract [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestRateContractMember" xlink:label="loc_us-gaap_InterestRateContractMember_4CBA65261E57231EC69C8B759201268A" xlink:type="locator" />
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    <link:label id="lab_fmfc_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_066EF89524408182BFAF8B759201171A_terseLabel_en-US" xlink:label="lab_fmfc_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_066EF89524408182BFAF8B759201171A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassification out of Accumulated Other Comprehensive Income [Axis]</link:label>
    <link:label id="lab_fmfc_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_066EF89524408182BFAF8B759201171A_label_en-US" xlink:label="lab_fmfc_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_066EF89524408182BFAF8B759201171A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification out of Accumulated Other Comprehensive Income [Axis]</link:label>
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    <link:label id="lab_fmfc_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_F3DBABCB1568067418688B759201EA6E_terseLabel_en-US" xlink:label="lab_fmfc_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_F3DBABCB1568067418688B759201EA6E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]</link:label>
    <link:label id="lab_fmfc_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_F3DBABCB1568067418688B759201EA6E_label_en-US" xlink:label="lab_fmfc_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_F3DBABCB1568067418688B759201EA6E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_10C9004A29C2586BDD2A8B75920243B0" xlink:type="locator" />
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    <link:label id="lab_fmfc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAociPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_617EF69BB8F29E5E17CC8B7592020B65_negatedTerseLabel_en-US" xlink:label="lab_fmfc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAociPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_617EF69BB8F29E5E17CC8B7592020B65" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Amortization of actuarial loss</link:label>
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    <link:label id="lab_us-gaap_ScheduleOfStockByClassTable_F386CF3057ADD58AC35AAC5CC2183605_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfStockByClassTable_F386CF3057ADD58AC35AAC5CC2183605" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Stock by Class [Table]</link:label>
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    <link:label id="lab_fmfc_ClassOfWarrantOrRightTermOfWarrantOrRight_4D24CFB02AE12AD1106EAC5CC218924E_terseLabel_en-US" xlink:label="lab_fmfc_ClassOfWarrantOrRightTermOfWarrantOrRight_4D24CFB02AE12AD1106EAC5CC218924E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Warrant term</link:label>
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    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossGross" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossGross_105EB0EA78FC891B44828AC263C791B4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossGross_105EB0EA78FC891B44828AC263C791B4" xlink:to="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossGross_105EB0EA78FC891B44828AC263C791B4" xlink:type="arc" />
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E_negatedTerseLabel_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized loss on other-than-temporarily impaired securities available for sale, tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E_label_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Other than Temporary Impairment, Not Credit Loss, Tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E_documentation_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Other than Temporary Impairment, Not Credit Loss, Tax</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E" xlink:to="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossTax_BFF566E7B322BD5D695A8AC263C7391E" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxAvailableforsaleDebtSecurities_6C3EC48E3AF0D370A0118AC263C7FEAD_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxAvailableforsaleDebtSecurities_6C3EC48E3AF0D370A0118AC263C7FEAD" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Net unrealized loss on other-than-temporarily impaired securities available for sale, net</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxAvailableforsaleDebtSecurities_6C3EC48E3AF0D370A0118AC263C7FEAD_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxAvailableforsaleDebtSecurities_6C3EC48E3AF0D370A0118AC263C7FEAD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Other than Temporary Impairment, Not Credit Loss, Net of Tax, Available-for-sale, Debt Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxAvailableforsaleDebtSecurities" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxAvailableforsaleDebtSecurities_6C3EC48E3AF0D370A0118AC263C7FEAD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxAvailableforsaleDebtSecurities_6C3EC48E3AF0D370A0118AC263C7FEAD" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxAvailableforsaleDebtSecurities_6C3EC48E3AF0D370A0118AC263C7FEAD" xlink:type="arc" />
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148_negatedTerseLabel_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net unamortized pension costs, gross</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148_label_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Before Tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148_documentation_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Before Tax</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148" xlink:to="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeTax_4416A7B214F2A88F294C8AC263C72148" xlink:type="arc" />
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5_negatedTerseLabel_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net unamortized pension costs, tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5_label_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5_documentation_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Tax</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5" xlink:to="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_9A63A7BFFD70D585D4B38AC263CC6FD5" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_BC79EB9DCFDAA9C36EA48AC263CCEE45_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_BC79EB9DCFDAA9C36EA48AC263CCEE45" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Net unamortized pension costs, net</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_BC79EB9DCFDAA9C36EA48AC263CCEE45_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_BC79EB9DCFDAA9C36EA48AC263CCEE45" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_BC79EB9DCFDAA9C36EA48AC263CCEE45" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_BC79EB9DCFDAA9C36EA48AC263CCEE45" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_BC79EB9DCFDAA9C36EA48AC263CCEE45" xlink:type="arc" />
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF_terseLabel_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized loss on cash flow hedge, gross</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF_label_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Cumulative Changes in Net Gain (Loss) from Cash Flow Hedges, Before Tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF_documentation_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Cumulative Changes in Net Gain (Loss) from Cash Flow Hedges, Before Tax</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF" xlink:to="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesBeforeTax_2B54240D400A89B8C5738AC263CC7BAF" xlink:type="arc" />
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C_terseLabel_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized loss on cash flow hedge, tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C_label_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Cumulative Changes in Net Gain (Loss) from Cash Flow Hedges, Tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C_documentation_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Cumulative Changes in Net Gain (Loss) from Cash Flow Hedges, Tax</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C" xlink:to="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesTax_4BFFBF101CD4777BD2828AC263CCA22C" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_3627B37CBB15FDA479E18AC263CC21D1_totalLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_3627B37CBB15FDA479E18AC263CC21D1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net unrealized (loss) gain on cash flow hedge, net</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_3627B37CBB15FDA479E18AC263CC21D1_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_3627B37CBB15FDA479E18AC263CC21D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Cumulative Changes in Net Gain (Loss) from Cash Flow Hedges, Effect Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_3627B37CBB15FDA479E18AC263CC21D1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_3627B37CBB15FDA479E18AC263CC21D1" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_3627B37CBB15FDA479E18AC263CC21D1" xlink:type="arc" />
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC_totalLabel_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income (loss), gross</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC_label_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Before Taxes</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC_documentation_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Before Taxes</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC" xlink:to="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossBeforeTaxes_DE4FA9EB44F9FD715BB88AC263CC3BAC" xlink:type="arc" />
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossTax_E58F17C294A502CD26868AC263CC2B3D_totalLabel_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossTax_E58F17C294A502CD26868AC263CC2B3D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income (loss), tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossTax_E58F17C294A502CD26868AC263CC2B3D_label_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossTax_E58F17C294A502CD26868AC263CC2B3D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Tax</link:label>
    <link:label id="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossTax_E58F17C294A502CD26868AC263CC2B3D_documentation_en-US" xlink:label="lab_fmfc_AccumulatedOtherComprehensiveIncomeLossTax_E58F17C294A502CD26868AC263CC2B3D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Tax</link:label>
    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossTax" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossTax_E58F17C294A502CD26868AC263CC2B3D" xlink:type="locator" />
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    <link:label id="lab_us-gaap_BankOwnedLifeInsuranceIncome_4CB9EE7134B450CA355A8A73138B573F_terseLabel_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsuranceIncome_4CB9EE7134B450CA355A8A73138B573F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank owned life insurance income</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_38536A050BD95D1475EB8CD2EB97DD1D" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_38536A050BD95D1475EB8CD2EB97DD1D" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_1FA6B58E1C836E5197F68CD2EB975CEB_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_1FA6B58E1C836E5197F68CD2EB975CEB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in:</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_1FA6B58E1C836E5197F68CD2EB975CEB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_1FA6B58E1C836E5197F68CD2EB975CEB" xlink:to="lab_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_1FA6B58E1C836E5197F68CD2EB975CEB" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInInterestPayableNet_BD42DA88942CA15022868CD2EB972E24_verboseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInInterestPayableNet_BD42DA88942CA15022868CD2EB972E24" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Accrued interest payable</link:label>
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    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_B6C98497304E5EEED9A98CD2EB97F423_verboseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_B6C98497304E5EEED9A98CD2EB97F423" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_B6C98497304E5EEED9A98CD2EB97F423_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_B6C98497304E5EEED9A98CD2EB97F423" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Other Operating Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_B6C98497304E5EEED9A98CD2EB97F423" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_B6C98497304E5EEED9A98CD2EB97F423" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_B6C98497304E5EEED9A98CD2EB97F423" xlink:type="arc" />
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    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_BDE9E598786CC0E3DB238CD2EB97BEEB_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_BDE9E598786CC0E3DB238CD2EB97BEEB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_BDE9E598786CC0E3DB238CD2EB97BEEB" xlink:type="locator" />
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    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_B966B865B7663FB5DD368CD2EB97E8A4_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_B966B865B7663FB5DD368CD2EB97E8A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from investing activities:</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_B966B865B7663FB5DD368CD2EB97E8A4_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_B966B865B7663FB5DD368CD2EB97E8A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</link:label>
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    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_D7C28222FD4EEB4E41A68CD2EB985152_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_D7C28222FD4EEB4E41A68CD2EB985152" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Purchases of securities available for sale</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_D7C28222FD4EEB4E41A68CD2EB985152_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_D7C28222FD4EEB4E41A68CD2EB985152" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Available-for-sale Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_D7C28222FD4EEB4E41A68CD2EB985152" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_D7C28222FD4EEB4E41A68CD2EB985152" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_D7C28222FD4EEB4E41A68CD2EB985152" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_48DDA49614A6DA7123BC8CD2EB98A99D_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_48DDA49614A6DA7123BC8CD2EB98A99D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sales of securities available for sale</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_48DDA49614A6DA7123BC8CD2EB98A99D_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_48DDA49614A6DA7123BC8CD2EB98A99D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_48DDA49614A6DA7123BC8CD2EB98A99D" xlink:type="locator" />
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    <link:label id="lab_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_A0A75A3EFC8E0BC08E658CD2EB991300_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_A0A75A3EFC8E0BC08E658CD2EB991300" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Net purchases of bank owned life insurance</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromLifeInsurancePolicies" xlink:label="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_A0A75A3EFC8E0BC08E658CD2EB991300" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_A0A75A3EFC8E0BC08E658CD2EB991300" xlink:to="lab_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_A0A75A3EFC8E0BC08E658CD2EB991300" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleOfForeclosedAssets_75FF42638423D083680E8CD2EB99D67D_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfForeclosedAssets_75FF42638423D083680E8CD2EB99D67D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales of other real estate and other repossessed assets, net of improvements</link:label>
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    <link:label id="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_9DC0846BF653D0A524448CD2EB9998E0_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_9DC0846BF653D0A524448CD2EB9998E0" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net redemptions of FHLB stock</link:label>
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    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_839D207DC6631040B8428CD2EB99E0F9_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_839D207DC6631040B8428CD2EB99E0F9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash used in investing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_839D207DC6631040B8428CD2EB99E0F9_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_839D207DC6631040B8428CD2EB99E0F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</link:label>
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    <link:label id="lab_us-gaap_IncreaseDecreaseInDeposits_C0E723E74494275C2F948CD2EB9907AE_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeposits_C0E723E74494275C2F948CD2EB9907AE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net increase (decrease) in deposits</link:label>
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    <link:label id="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_7FB38A86B1E08F8C289F8CD2EB9A0D43_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_7FB38A86B1E08F8C289F8CD2EB9A0D43" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net increase (decrease) in short-term borrowings</link:label>
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    <link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_6EBAEF0BB67039375FFC8CD2EB9ADF10_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_6EBAEF0BB67039375FFC8CD2EB9ADF10" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Common dividends paid</link:label>
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    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_3575FDC235490262327B8CD2EB9A3ADF_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_3575FDC235490262327B8CD2EB9A3ADF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash used in financing activities</link:label>
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    <link:label id="lab_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_C2429AE0DE7C30315B928CD2EB9B6C43_terseLabel_en-US" xlink:label="lab_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_C2429AE0DE7C30315B928CD2EB9B6C43" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers of loans from held for sale to held for investment</link:label>
    <link:label id="lab_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_C2429AE0DE7C30315B928CD2EB9B6C43_label_en-US" xlink:label="lab_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_C2429AE0DE7C30315B928CD2EB9B6C43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer of Loans Held-for-sale to Portfolio Loans</link:label>
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    <link:label id="lab_fmfc_TransferFromLoansToForeclosedAssets_EB1C06B74D095A6C2B038CD2EB9B3E40_terseLabel_en-US" xlink:label="lab_fmfc_TransferFromLoansToForeclosedAssets_EB1C06B74D095A6C2B038CD2EB9B3E40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers of loans to foreclosed property</link:label>
    <link:label id="lab_fmfc_TransferFromLoansToForeclosedAssets_EB1C06B74D095A6C2B038CD2EB9B3E40_label_en-US" xlink:label="lab_fmfc_TransferFromLoansToForeclosedAssets_EB1C06B74D095A6C2B038CD2EB9B3E40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer From Loans To Foreclosed Assets</link:label>
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    <link:loc xlink:href="fmfc-20130331.xsd#fmfc_TransferFromLoansToForeclosedAssets" xlink:label="loc_fmfc_TransferFromLoansToForeclosedAssets_EB1C06B74D095A6C2B038CD2EB9B3E40" xlink:type="locator" />
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    <link:label id="lab_fmfc_PreferredDividendsAccruedNotYetPaid_7E80A1452D0BFC161CA68CD2EB9BDCB5_terseLabel_en-US" xlink:label="lab_fmfc_PreferredDividendsAccruedNotYetPaid_7E80A1452D0BFC161CA68CD2EB9BDCB5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U. S. Treasury preferred dividend accrued but unpaid</link:label>
    <link:label id="lab_fmfc_PreferredDividendsAccruedNotYetPaid_7E80A1452D0BFC161CA68CD2EB9BDCB5_label_en-US" xlink:label="lab_fmfc_PreferredDividendsAccruedNotYetPaid_7E80A1452D0BFC161CA68CD2EB9BDCB5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Dividends Accrued Not Yet Paid</link:label>
    <link:label id="lab_fmfc_PreferredDividendsAccruedNotYetPaid_7E80A1452D0BFC161CA68CD2EB9BDCB5_documentation_en-US" xlink:label="lab_fmfc_PreferredDividendsAccruedNotYetPaid_7E80A1452D0BFC161CA68CD2EB9BDCB5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preferred Dividends Accrued Not Yet Paid</link:label>
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    <link:label id="lab_fmfc_AccretionOnUSTreasuryPreferredStock_05E5E9C8E228597B15238CD2EB9B9CA0_terseLabel_en-US" xlink:label="lab_fmfc_AccretionOnUSTreasuryPreferredStock_05E5E9C8E228597B15238CD2EB9B9CA0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accretion on U. S. Treasury preferred stock</link:label>
    <link:label id="lab_fmfc_AccretionOnUSTreasuryPreferredStock_05E5E9C8E228597B15238CD2EB9B9CA0_label_en-US" xlink:label="lab_fmfc_AccretionOnUSTreasuryPreferredStock_05E5E9C8E228597B15238CD2EB9B9CA0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accretion on U. S. Treasury preferred stock</link:label>
    <link:label id="lab_fmfc_AccretionOnUSTreasuryPreferredStock_05E5E9C8E228597B15238CD2EB9B9CA0_documentation_en-US" xlink:label="lab_fmfc_AccretionOnUSTreasuryPreferredStock_05E5E9C8E228597B15238CD2EB9B9CA0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accretion on U.S. Treasury preferred stock</link:label>
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    <link:label id="lab_fmfc_OtherThanMortgageBackedSecuritiesMember_49A9F9BCB35EA7BC08F8AC5CC3F88E7A_terseLabel_en-US" xlink:label="lab_fmfc_OtherThanMortgageBackedSecuritiesMember_49A9F9BCB35EA7BC08F8AC5CC3F88E7A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Than Mortgage Backed Securities [Member]</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostBasisRollingMaturityAbstract_DFB5720D9796FD6DDB91AC5CC3F86906_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostBasisRollingMaturityAbstract_DFB5720D9796FD6DDB91AC5CC3F86906" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost:</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_B7E93A02598A82D1B40DAC5CC3F84F04_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_B7E93A02598A82D1B40DAC5CC3F84F04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">One year or less, amortized cost</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_0725A877242550033034AC5CC3F811EE_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_0725A877242550033034AC5CC3F811EE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">After one through five years, amortized cost</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_D0F9D1CE99577012257EAC5CC3F89300_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_D0F9D1CE99577012257EAC5CC3F89300" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">After five through ten years, amortized cost</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_1B7A24D1DDF33D744763AC5CC3F82DAC" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_1B7A24D1DDF33D744763AC5CC3F82DAC" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_58D40BEF0510DB8DDF27AC5CC3F80B20_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_58D40BEF0510DB8DDF27AC5CC3F80B20" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Available-for-sale securities, fair value</link:label>
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    <link:label id="lab_fmfc_CashReserveRequiredUnderFederalBankingRegulationsMinimum_8591ABC9276ACFF4C03B8AC263832858_terseLabel_en-US" xlink:label="lab_fmfc_CashReserveRequiredUnderFederalBankingRegulationsMinimum_8591ABC9276ACFF4C03B8AC263832858" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Required clearning balance, by Federal Reserve</link:label>
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