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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income:    
Interest and fees on loans $ 12,698 $ 14,158
Interest on loans held for sale 56 173
Taxable investments 1,231 1,490
Tax-exempt investments 352 318
Federal funds sold 6 15
Interest bearing bank balances 58 51
Total interest income 14,401 16,205
Interest expense:    
Deposits 1,516 2,513
Federal funds purchased and repurchase agreements 4 6
Other borrowings 371 451
Junior subordinated debt 283 271
Total interest expense 2,174 3,241
Net interest income 12,227 12,964
Provision for loan losses 1,280 2,280
Net interest income after provision for loan losses 10,947 10,684
Noninterest income:    
Deposit account income 2,371 2,457
Mortgage banking income 1,291 567
Agency commission income 820 829
Trust and brokerage income 160 140
Bank owned life insurance income 160 187
Other income 884 650
Securities gains (losses), net 16 591
Total noninterest income 5,702 5,421
Noninterest expenses:    
Salaries and employee benefits 6,362 6,863
Net occupancy expenses 865 908
Equipment expenses 432 463
Software and processing expenses 356 362
Telecommunication expenses 217 245
Marketing and business development expenses 241 237
Foreclosed property expenses 588 1,456
FDIC insurance assessments 348 514
Intangible asset amortization 106 107
Other expenses 3,424 2,831
Total noninterest expenses 12,939 13,986
Income before income taxes 3,710 2,119
Income tax expense 1,112 512
Net income 2,598 1,607
Dividends and accretion on preferred stock 497 463
Net income applicable to common stock 2,101 1,144
Net income allocated to common shareholders $ 2,020 $ 1,139
Earnings per share:    
Basic (in dollars per share) $ 0.22 $ 0.12
Diluted (in dollars per share) $ 0.22 $ 0.12