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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Cash flows from operating activities:    
Net income $ 5,154 $ 3,386
Adjustments to reconcile net income to net cash provided by operating activities:    
Share-based compensation 396 77
Amortization of pension costs 1,288 521
Depreciation and amortization 1,758 1,911
Provision for loan losses 6,540 7,440
Net investment amortization 3,294 1,665
Net change in unearned fees/deferred costs on loans (1,326) (397)
Capitalized dividends on FHLB stock (21) (20)
Gain on securities available for sale (565) (2,150)
Impairment loss on securities available for sale 29 581
Gain on loans held for sale (2,656) (766)
Other real estate losses 3,067 4,221
Other asset sales losses 168 207
Deferred income taxes 1,754 797
Originations of loans held for sale, net of repayments (116,496) (50,614)
Sales proceeds of loans held for sale 115,067 45,595
(Increase) decrease in:    
Accrued interest receivable (1) 465
Cash surrender value of bank owned life insurance (523) (522)
Other assets (2,340) (3,864)
Increase (decrease) in:    
Accrued interest payable (217) (233)
Other liabilities 2,453 1,998
Net cash provided by operating activities 16,823 10,298
Cash flows from investing activities:    
Purchases of securities available for sale (138,423) (157,489)
Sales of securities available for sale 49,936 89,504
Maturities of securities available for sale 55,662 41,037
Purchases of loans held for investment (8,109) (821)
Net decrease in other loans held for investment 15,855 26,826
Net (increase) decrease in:    
Interest bearing bank balances (3,386) 6,077
Federal funds sold 25,000 0
Bank premises and equipment (832) (1,273)
Net purchases of bank owned life insurance (32) (38)
Proceeds from sales of other real estate and other repossessed assets 9,860 6,829
Net redemptions of FHLB stock 5,204 0
Net cash used in investing activities 10,735 10,652
Cash flows from financing activities:    
Net increase (decrease) in deposits (22,005) 8,429
Net increase (decrease) in short-term borrowings 827 (25,107)
Proceeds from other borrowings 0 686
Repayments of other borrowings (4,017) (6,787)
Common dividends paid (284) (275)
Preferred dividends paid (450) (450)
Net cash used in financing activities (25,929) (23,504)
Net increase (decrease) in cash and due from banks 1,629 (2,554)
Cash and due from banks at January 1 39,976 45,099
Cash and due from banks at September 30 41,605 42,545
Supplemental disclosures:    
Total interest paid 9,210 13,432
Total income taxes paid 192 4
Transfers of loans from held for sale to held for investment 6,576 454
Transfers of loans to foreclosed property 3,974 12,684
U. S. Treasury preferred dividend accrued but unpaid 75 75
Accretion on U. S. Treasury preferred stock $ 964 $ 870