<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with WebFilings-->
<linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <roleRef roleURI="http://www.mfbank.com/role/AccumulatedOtherComprehensiveIncome" xlink:href="fmfc-20120331.xsd#AccumulatedOtherComprehensiveIncome" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/BorrowingArrangements" xlink:href="fmfc-20120331.xsd#BorrowingArrangements" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="fmfc-20120331.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:href="fmfc-20120331.xsd#ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:href="fmfc-20120331.xsd#ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ConsolidatedStatementsOfCondition" xlink:href="fmfc-20120331.xsd#ConsolidatedStatementsOfCondition" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ConsolidatedStatementsOfConditionParenthetical" xlink:href="fmfc-20120331.xsd#ConsolidatedStatementsOfConditionParenthetical" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ConsolidatedStatementsOfOperations" xlink:href="fmfc-20120331.xsd#ConsolidatedStatementsOfOperations" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ConsolidatedStatementsOfStockholdersEquity" xlink:href="fmfc-20120331.xsd#ConsolidatedStatementsOfStockholdersEquity" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ConsolidatedStatementsOfStockholdersEquityParenthetical" xlink:href="fmfc-20120331.xsd#ConsolidatedStatementsOfStockholdersEquityParenthetical" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/DerivativeFinancialInstruments" xlink:href="fmfc-20120331.xsd#DerivativeFinancialInstruments" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/DocumentAndEntityInformation" xlink:href="fmfc-20120331.xsd#DocumentAndEntityInformation" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/EarningsPerShare" xlink:href="fmfc-20120331.xsd#EarningsPerShare" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/FairValue" xlink:href="fmfc-20120331.xsd#FairValue" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/IncomeTaxes" xlink:href="fmfc-20120331.xsd#IncomeTaxes" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/InvestmentSecurities" xlink:href="fmfc-20120331.xsd#InvestmentSecurities" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/LoansAndAllowanceForLoanLosses" xlink:href="fmfc-20120331.xsd#LoansAndAllowanceForLoanLosses" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/OtherIntangibleAssets" xlink:href="fmfc-20120331.xsd#OtherIntangibleAssets" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/PensionAndOtherEmployeeBenefitPlans" xlink:href="fmfc-20120331.xsd#PensionAndOtherEmployeeBenefitPlans" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/PreferredStockAndCommonStockWarrant" xlink:href="fmfc-20120331.xsd#PreferredStockAndCommonStockWarrant" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/RegulatoryMatters" xlink:href="fmfc-20120331.xsd#RegulatoryMatters" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/ShareBasedCompensation" xlink:href="fmfc-20120331.xsd#ShareBasedCompensation" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/SummaryOfSignificantAccountingPolicies" xlink:href="fmfc-20120331.xsd#SummaryOfSignificantAccountingPolicies" xlink:type="simple" />
  <roleRef roleURI="http://www.mfbank.com/role/VariableInterestEntities" xlink:href="fmfc-20120331.xsd#VariableInterestEntities" xlink:type="simple" />
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple" />
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple" />
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple" />
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple" />
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple" />
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple" />
  <roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple" />
  <presentationLink xlink:role="http://www.mfbank.com/role/AccumulatedOtherComprehensiveIncome" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_B8CC7CA1028D2E931EC5B7090348A8A5" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_0FB1934170F7467F87F1B70903482444" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_B8CC7CA1028D2E931EC5B7090348A8A5" xlink:to="loc_us-gaap_StatementTable_0FB1934170F7467F87F1B70903482444" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_75CDF5A6A48A378A9DD4B709034817F0" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0FB1934170F7467F87F1B70903482444" xlink:to="loc_dei_LegalEntityAxis_75CDF5A6A48A378A9DD4B709034817F0" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_5752CB569EF4B29C77EDB7090348442A" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_75CDF5A6A48A378A9DD4B709034817F0" xlink:to="loc_dei_EntityDomain_5752CB569EF4B29C77EDB7090348442A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_FEF3387DE8CFBCE82479B70903483B01" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0FB1934170F7467F87F1B70903482444" xlink:to="loc_us-gaap_StatementLineItems_FEF3387DE8CFBCE82479B70903483B01" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_AccumulatedOtherComprehensiveIncomeLossNoteTextBlock" xlink:label="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossNoteTextBlock_09E5580225BD67F3D136B709034861A6" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_FEF3387DE8CFBCE82479B70903483B01" xlink:to="loc_fmfc_AccumulatedOtherComprehensiveIncomeLossNoteTextBlock_09E5580225BD67F3D136B709034861A6" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/BorrowingArrangements" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_1FD9E3CD488DA4760ABEB709027F5F56" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_0F2C77B730C253B7AEB2B7090280E99F" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_1FD9E3CD488DA4760ABEB709027F5F56" xlink:to="loc_us-gaap_StatementTable_0F2C77B730C253B7AEB2B7090280E99F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_D0CFE83F3B7BA509B6BCB7090280B8BF" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0F2C77B730C253B7AEB2B7090280E99F" xlink:to="loc_dei_LegalEntityAxis_D0CFE83F3B7BA509B6BCB7090280B8BF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_A0CE6A5BC39FD522B7FAB70902803DF2" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_D0CFE83F3B7BA509B6BCB7090280B8BF" xlink:to="loc_dei_EntityDomain_A0CE6A5BC39FD522B7FAB70902803DF2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_A5303501C8CB855CB402B7090280CDEF" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0F2C77B730C253B7AEB2B7090280E99F" xlink:to="loc_us-gaap_StatementLineItems_A5303501C8CB855CB402B7090280CDEF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_A2228D635396F820D951B70902800D6D" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_A5303501C8CB855CB402B7090280CDEF" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_A2228D635396F820D951B70902800D6D" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="extended">
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_B19B93E78E5B97620147B70901464242" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_7F2EF34035764AAE3397B70901469F00" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_B19B93E78E5B97620147B70901464242" xlink:to="loc_us-gaap_StatementTable_7F2EF34035764AAE3397B70901469F00" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_5A0A74CFEC2444B5A9BDB70901466D25" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_7F2EF34035764AAE3397B70901469F00" xlink:to="loc_dei_LegalEntityAxis_5A0A74CFEC2444B5A9BDB70901466D25" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_EE15E9E13667866A8176B70901463096" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_5A0A74CFEC2444B5A9BDB70901466D25" xlink:to="loc_dei_EntityDomain_EE15E9E13667866A8176B70901463096" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_7F2EF34035764AAE3397B70901469F00" xlink:to="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_652A8A8547EE2D4EBF95B7090146BCEF" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_652A8A8547EE2D4EBF95B7090146BCEF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_C4A4DB589B915C53FF4EB70901464308" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_652A8A8547EE2D4EBF95B7090146BCEF" xlink:to="loc_us-gaap_ProfitLoss_C4A4DB589B915C53FF4EB70901464308" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_652A8A8547EE2D4EBF95B7090146BCEF" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_DCD3CFB46B094163FEC0B70901468524" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_ShareBasedCompensation_DCD3CFB46B094163FEC0B70901468524" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_AmortizationOfPensionAndPostretirementCosts" xlink:label="loc_fmfc_AmortizationOfPensionAndPostretirementCosts_5544A9CED6616EC91641B709014601C9" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_fmfc_AmortizationOfPensionAndPostretirementCosts_5544A9CED6616EC91641B709014601C9" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:label="loc_us-gaap_DepreciationAndAmortization_FE5CB0BDEC6CAFD6CA0FB70901465740" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_DepreciationAndAmortization_FE5CB0BDEC6CAFD6CA0FB70901465740" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_74FCEDF2457A3B9CA0A2B7090146CEC9" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_74FCEDF2457A3B9CA0A2B7090146CEC9" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_B557CDFA6C46392A6C40B70901462A63" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_B557CDFA6C46392A6C40B70901462A63" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="loc_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_B1D8BAD9B308A32BE274B709014609F2" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_B1D8BAD9B308A32BE274B709014609F2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherNoncashIncome" xlink:label="loc_us-gaap_OtherNoncashIncome_DFD488DA82CB40231B69B709014671DD" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_OtherNoncashIncome_DFD488DA82CB40231B69B709014671DD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnSaleOfInvestments" xlink:label="loc_us-gaap_GainLossOnSaleOfInvestments_C6CD24CD5DE096A80A3FB70901471E4C" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_GainLossOnSaleOfInvestments_C6CD24CD5DE096A80A3FB70901471E4C" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_D6337CED61848884B343B709014733A0" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_D6337CED61848884B343B709014733A0" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnSaleOfLoansAndLeases" xlink:label="loc_us-gaap_GainLossOnSaleOfLoansAndLeases_AC861221540A6206DE65B709014765A5" xlink:type="locator" />
    <presentationArc order="10" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_GainLossOnSaleOfLoansAndLeases_AC861221540A6206DE65B709014765A5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_CB1328CE214AE54DE5E4B70901479A46" xlink:type="locator" />
    <presentationArc order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_CB1328CE214AE54DE5E4B70901479A46" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="loc_us-gaap_GainLossOnSaleOfOtherAssets_91EEF7B64D5E2E261A32B70901479B9C" xlink:type="locator" />
    <presentationArc order="12" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_GainLossOnSaleOfOtherAssets_91EEF7B64D5E2E261A32B70901479B9C" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_7DB93AF04D6482A5A961B709014794D5" xlink:type="locator" />
    <presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_7DB93AF04D6482A5A961B709014794D5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D6920E6BE5CDA5D15410B7090147E675" xlink:type="locator" />
    <presentationArc order="14" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_D6920E6BE5CDA5D15410B7090147E675" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_99F31C0FD910580C7A98B7090147D658" xlink:type="locator" />
    <presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_99F31C0FD910580C7A98B7090147D658" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_C010B0D6F51192698DA3B7090147ECF7" xlink:type="locator" />
    <presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_C010B0D6F51192698DA3B7090147ECF7" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_E517269E5B9AE4CB41D3B709014798FA" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_C010B0D6F51192698DA3B7090147ECF7" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_E517269E5B9AE4CB41D3B709014798FA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_63710356BF9EC9EF31C9B709014790BA" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_C010B0D6F51192698DA3B7090147ECF7" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_63710356BF9EC9EF31C9B709014790BA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_07E5902BCD3A799A99B8B70901477BFE" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_C010B0D6F51192698DA3B7090147ECF7" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_07E5902BCD3A799A99B8B70901477BFE" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_E621A6615EF44F1CE415B70901470ECD" xlink:type="locator" />
    <presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_49984794C1B55D648EF4B7090146DDC8" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_E621A6615EF44F1CE415B70901470ECD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_A742EA46A6C540EBF5D2B7090147D188" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_E621A6615EF44F1CE415B70901470ECD" xlink:to="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_A742EA46A6C540EBF5D2B7090147D188" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2907BA241ABF2F809843B7090147AF90" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_E621A6615EF44F1CE415B70901470ECD" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2907BA241ABF2F809843B7090147AF90" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_D43B4B46D96A25C2E2C8B709014766A7" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_652A8A8547EE2D4EBF95B7090146BCEF" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_D43B4B46D96A25C2E2C8B709014766A7" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_B1181357F06092230FBAB7090147A99A" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_B1181357F06092230FBAB7090147A99A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D120AF810BB10664F603B70901477435" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D120AF810BB10664F603B70901477435" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_7C340019425F48042EFAB709014714D6" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_7C340019425F48042EFAB709014714D6" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:label="loc_us-gaap_PaymentsToAcquireLoansHeldForInvestment_F0348CF56A2A2FA8D20B3DA56318A264" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_PaymentsToAcquireLoansHeldForInvestment_F0348CF56A2A2FA8D20B3DA56318A264" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_605A112CF8D54BA487EEB7090147103D" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_605A112CF8D54BA487EEB7090147103D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForProceedsFromInvestmentsAbstract" xlink:label="loc_us-gaap_PaymentsForProceedsFromInvestmentsAbstract_E4C66359D635D131B4CCB70901473D18" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_PaymentsForProceedsFromInvestmentsAbstract_E4C66359D635D131B4CCB70901473D18" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_117478EDDCBBB7F5D7A6B7090147248D" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromInvestmentsAbstract_E4C66359D635D131B4CCB70901473D18" xlink:to="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_117478EDDCBBB7F5D7A6B7090147248D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsSold" xlink:label="loc_us-gaap_IncreaseDecreaseInFederalFundsSold_25826373371C3421ECB4B70901472CBD" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromInvestmentsAbstract_E4C66359D635D131B4CCB70901473D18" xlink:to="loc_us-gaap_IncreaseDecreaseInFederalFundsSold_25826373371C3421ECB4B70901472CBD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_C03E5A49951A3340C4ACB7090147C65B" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromInvestmentsAbstract_E4C66359D635D131B4CCB70901473D18" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_C03E5A49951A3340C4ACB7090147C65B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForProceedsFromLifeInsurancePolicies" xlink:label="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_22B78947BF5B5931CEFDB7090148BBE5" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_PaymentsForProceedsFromLifeInsurancePolicies_22B78947BF5B5931CEFDB7090148BBE5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets_0CB4A22C607191401836B70901483B4F" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets_0CB4A22C607191401836B70901483B4F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_83B6D7B698C2AAB266C7B7090148ACD4" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_D291BC76850D5C45ECC3B7090147F04B" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_83B6D7B698C2AAB266C7B7090148ACD4" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_68BBDF1D9E5B38DC20DFB709014867F6" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits_68BBDF1D9E5B38DC20DFB709014867F6" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_24447A7A9A1EBB66F92FB7090148E709" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_24447A7A9A1EBB66F92FB7090148E709" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromOtherDebt" xlink:label="loc_us-gaap_ProceedsFromOtherDebt_6B84EA8E19DCE0FA5EDEB709014841AA" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_ProceedsFromOtherDebt_6B84EA8E19DCE0FA5EDEB709014841AA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RepaymentsOfOtherDebt" xlink:label="loc_us-gaap_RepaymentsOfOtherDebt_4F71D0748940B7F0F454B7090148673E" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_RepaymentsOfOtherDebt_4F71D0748940B7F0F454B7090148673E" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromPaymentsToMinorityShareholders" xlink:label="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_C857584580FFFE1B7F52B7090148D11A" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_C857584580FFFE1B7F52B7090148D11A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_3C587AAA6F6A82A15DCB895751621D31" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_3C587AAA6F6A82A15DCB895751621D31" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_92735C06DAE6C5139120B70901486307" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_92735C06DAE6C5139120B70901486307" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_67D24DC6C5B08289FDA4B70901482FA4" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_67D24DC6C5B08289FDA4B70901482FA4" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_269BA206F9256F7B4D1FB7090148CF93" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_AA440C3826F166990475B70901483141" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_269BA206F9256F7B4D1FB7090148CF93" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_67E149B427054ACA3B26B70901485BBE" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:to="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_67E149B427054ACA3B26B70901485BBE" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_1DB976C30EE8F6A93DF28F7E0FA84033" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:to="loc_us-gaap_CashAndDueFromBanks_1DB976C30EE8F6A93DF28F7E0FA84033" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_E645B92BED2B00E989538FA3CAD545B9" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:to="loc_us-gaap_CashAndDueFromBanks_E645B92BED2B00E989538FA3CAD545B9" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9B3AA43AFDECF0FA89AEB7090146C8EC" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_us-gaap_InterestPaid_71EF8FD2BE5A0A994940B7090148C497" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_us-gaap_InterestPaid_71EF8FD2BE5A0A994940B7090148C497" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid_66474BD8238A3B4A5EDFB70901485C21" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_us-gaap_IncomeTaxesPaid_66474BD8238A3B4A5EDFB70901485C21" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromIncomeTaxRefunds" xlink:label="loc_us-gaap_ProceedsFromIncomeTaxRefunds_AF7B83BF05D67ED64F30B70901487A2F" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_us-gaap_ProceedsFromIncomeTaxRefunds_AF7B83BF05D67ED64F30B70901487A2F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1" xlink:label="loc_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_8D0E2AD827F2112D9D113814DBC010B5" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_8D0E2AD827F2112D9D113814DBC010B5" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_TransferFromLoansToForeclosedAssets" xlink:label="loc_fmfc_TransferFromLoansToForeclosedAssets_D063494DA136F51D29B0B70901485EF2" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_fmfc_TransferFromLoansToForeclosedAssets_D063494DA136F51D29B0B70901485EF2" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_TransferOfFixedAssetsToOtherRealEstateOwned" xlink:label="loc_fmfc_TransferOfFixedAssetsToOtherRealEstateOwned_361C0BDEBAEF4E92B760B709014859E9" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_fmfc_TransferOfFixedAssetsToOtherRealEstateOwned_361C0BDEBAEF4E92B760B709014859E9" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_GainOnExchangeOfPreferredStock" xlink:label="loc_fmfc_GainOnExchangeOfPreferredStock_144C7362DCCB4098A8F789B008D87110" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_fmfc_GainOnExchangeOfPreferredStock_144C7362DCCB4098A8F789B008D87110" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_PreferredDividendsAccruedNotYetPaid" xlink:label="loc_fmfc_PreferredDividendsAccruedNotYetPaid_58A39AE530684DC8AE88B7090148429F" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_fmfc_PreferredDividendsAccruedNotYetPaid_58A39AE530684DC8AE88B7090148429F" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_AccretionOnUSTreasuryPreferredStock" xlink:label="loc_fmfc_AccretionOnUSTreasuryPreferredStock_A745040BBB7AF3CFFCC4B709014823ED" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_811E1DD2CEBAE54D29AFB709014826BD" xlink:to="loc_fmfc_AccretionOnUSTreasuryPreferredStock_A745040BBB7AF3CFFCC4B709014823ED" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="extended">
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_74E57F698CAAA8240C26B709003B23E3" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_744542D53A7F270FABDBB709003B1A22" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_74E57F698CAAA8240C26B709003B23E3" xlink:to="loc_us-gaap_StatementTable_744542D53A7F270FABDBB709003B1A22" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_1D914485219988D7D97DB709003B5F96" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_744542D53A7F270FABDBB709003B1A22" xlink:to="loc_dei_LegalEntityAxis_1D914485219988D7D97DB709003B5F96" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_386D9E5BDE211A154982B709003C7EC8" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_1D914485219988D7D97DB709003B5F96" xlink:to="loc_dei_EntityDomain_386D9E5BDE211A154982B709003C7EC8" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_6D635F8FA3DEB590A39EB709003C0B42" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_744542D53A7F270FABDBB709003B1A22" xlink:to="loc_us-gaap_StatementLineItems_6D635F8FA3DEB590A39EB709003C0B42" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_93B5B477EBA0440D756BB709003C162D" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6D635F8FA3DEB590A39EB709003C0B42" xlink:to="loc_us-gaap_ProfitLoss_93B5B477EBA0440D756BB709003C162D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_505E514D85883643CFCBB709003C7ED2" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6D635F8FA3DEB590A39EB709003C0B42" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_505E514D85883643CFCBB709003C7ED2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_AACD9A70701ED21890FBB709003C9778" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_505E514D85883643CFCBB709003C7ED2" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_AACD9A70701ED21890FBB709003C9778" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_BB33C0917C3B5326F4EEB709003C2FBA" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_AACD9A70701ED21890FBB709003C9778" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_BB33C0917C3B5326F4EEB709003C2FBA" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnOtherThanTemporarilyImpairedSecuritiesNetOfTax" xlink:label="loc_fmfc_OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnOtherThanTemporarilyImpairedSecuritiesNetOfTax_D7CED3A5D043ADFA6F23B709003C3C6F" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_AACD9A70701ED21890FBB709003C9778" xlink:to="loc_fmfc_OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnOtherThanTemporarilyImpairedSecuritiesNetOfTax_D7CED3A5D043ADFA6F23B709003C3C6F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_0F988AD8945027EE17C0B709003CF781" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_AACD9A70701ED21890FBB709003C9778" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_0F988AD8945027EE17C0B709003CF781" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeNetOfTax_54F038F9543D2161D212B709003C0FF2" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_AACD9A70701ED21890FBB709003C9778" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeNetOfTax_54F038F9543D2161D212B709003C0FF2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecrease" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecrease_97887E178058A8DB0406B709003CFB35" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_505E514D85883643CFCBB709003C7ED2" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecrease_97887E178058A8DB0406B709003CFB35" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_2E2D3CC021783968E0DEB709003CE40B" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_505E514D85883643CFCBB709003C7ED2" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_2E2D3CC021783968E0DEB709003CE40B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostNetOfTax_BB8245496512294BBFA1B709003C70DA" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_2E2D3CC021783968E0DEB709003CE40B" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostNetOfTax_BB8245496512294BBFA1B709003C70DA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax_988131C3D9DAA8EBACF8B709003CC246" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_2E2D3CC021783968E0DEB709003CE40B" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax_988131C3D9DAA8EBACF8B709003CC246" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_94B1850EDF319AA526F1B709003D8833" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_505E514D85883643CFCBB709003C7ED2" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_94B1850EDF319AA526F1B709003D8833" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_FC285A453A0987AAE88AB709003D5795" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6D635F8FA3DEB590A39EB709003C0B42" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_FC285A453A0987AAE88AB709003D5795" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_414A36DF5B9CE1B8D838B709003D2F73" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6D635F8FA3DEB590A39EB709003C0B42" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_414A36DF5B9CE1B8D838B709003D2F73" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_6F5F73CC1FAE9F89CCA8B709003D169F" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6D635F8FA3DEB590A39EB709003C0B42" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_6F5F73CC1FAE9F89CCA8B709003D169F" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical" xlink:type="extended">
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_1858F4EC6D2822C7F9C6D1C538579C7D" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_CC991C277702D585EE5ED1C5385799E6" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_1858F4EC6D2822C7F9C6D1C538579C7D" xlink:to="loc_us-gaap_StatementTable_CC991C277702D585EE5ED1C5385799E6" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_A397AF06FA55D0080623D1C53857E9AD" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_CC991C277702D585EE5ED1C5385799E6" xlink:to="loc_dei_LegalEntityAxis_A397AF06FA55D0080623D1C53857E9AD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_F8ED04AC097B8DA7A1B3D1C5385796C2" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_A397AF06FA55D0080623D1C53857E9AD" xlink:to="loc_dei_EntityDomain_F8ED04AC097B8DA7A1B3D1C5385796C2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_CC991C277702D585EE5ED1C5385799E6" xlink:to="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_DA12F952B709346C5438D1C53857051B" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_DA12F952B709346C5438D1C53857051B" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnOtherThanTemporarilyImpairedSecuritiesTax" xlink:label="loc_fmfc_OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnOtherThanTemporarilyImpairedSecuritiesTax_268F2E904FF929F8C59ED1C538570200" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:to="loc_fmfc_OtherComprehensiveIncomeNetUnrealizedGainsAndLossesOnOtherThanTemporarilyImpairedSecuritiesTax_268F2E904FF929F8C59ED1C538570200" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_354625E89C4AC6F77978D1C53857543B" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_354625E89C4AC6F77978D1C53857543B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeTax_E521A60CA3C9259CF948D1C5385701F4" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeTax_E521A60CA3C9259CF948D1C5385701F4" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesTaxEffectPeriodIncreaseDecrease" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesTaxEffectPeriodIncreaseDecrease_21144CE117BFD3D80750D1C538571C07" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesTaxEffectPeriodIncreaseDecrease_21144CE117BFD3D80750D1C538571C07" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicPensionCostTaxEffect" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicPensionCostTaxEffect_4C5CAFC44052629E27C6D1C5385771FD" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicPensionCostTaxEffect_4C5CAFC44052629E27C6D1C5385771FD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_4B3C271F0A6418BD1B9ED1C538577929" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_E950B350DDD15E74B8F8D1C53857BAF9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_4B3C271F0A6418BD1B9ED1C538577929" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ConsolidatedStatementsOfCondition" xlink:type="extended">
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_54DCA3E440AB8DC4CA72B708FF6542D7" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_383FC96E79FE9BB37133B708FF6564AB" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_54DCA3E440AB8DC4CA72B708FF6542D7" xlink:to="loc_us-gaap_StatementTable_383FC96E79FE9BB37133B708FF6564AB" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_212362352E453C436C99B708FF657405" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_383FC96E79FE9BB37133B708FF6564AB" xlink:to="loc_dei_LegalEntityAxis_212362352E453C436C99B708FF657405" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_09DE79EEEECF64042FE5B708FF650EA2" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_212362352E453C436C99B708FF657405" xlink:to="loc_dei_EntityDomain_09DE79EEEECF64042FE5B708FF650EA2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_9ED30B2AC96937E6BF8EB708FF65577A" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_383FC96E79FE9BB37133B708FF6564AB" xlink:to="loc_us-gaap_StatementLineItems_9ED30B2AC96937E6BF8EB708FF65577A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9ED30B2AC96937E6BF8EB708FF65577A" xlink:to="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_F01E476F7BF19378F952B708FF6B9A27" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_CashAndDueFromBanks_F01E476F7BF19378F952B708FF6B9A27" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_A40041C073D1527E71E08F8F2B7C2738" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_A40041C073D1527E71E08F8F2B7C2738" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_CD689F74DED8834024F1B708FF6B25FD" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_CD689F74DED8834024F1B708FF6B25FD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_us-gaap_FederalFundsSold_3F88C60C0444FA15B71EB708FF6B1F13" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_FederalFundsSold_3F88C60C0444FA15B71EB708FF6B1F13" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities_44C2C84B8557F0016D97B708FF6B0D9F" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_AvailableForSaleSecurities_44C2C84B8557F0016D97B708FF6B0D9F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNet" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNet_C80BC9FDC048C00C763BB708FF6B7F6A" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNet_C80BC9FDC048C00C763BB708FF6B7F6A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_37C9460EC3693D4CC572B708FF6B241B" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_37C9460EC3693D4CC572B708FF6B241B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_AFBAF01A62E5B77F7637B708FF6B0A4C" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_AFBAF01A62E5B77F7637B708FF6B0A4C" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_0F650F08AA8C8FB1156AB708FF6BC958" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_0F650F08AA8C8FB1156AB708FF6BC958" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_9FDEEE16CC740B3BFA29B708FF6BCE2F" xlink:type="locator" />
    <presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_9FDEEE16CC740B3BFA29B708FF6BCE2F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaap_InterestReceivable_EE577AF0B575EF7001C4B708FF6BCE16" xlink:type="locator" />
    <presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_InterestReceivable_EE577AF0B575EF7001C4B708FF6BCE16" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets_E949AF38E93E3EE02B9FB708FF6B61E9" xlink:type="locator" />
    <presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets_E949AF38E93E3EE02B9FB708FF6B61E9" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_9886225A0DBE91BCDEAEB708FF6B5FAA" xlink:type="locator" />
    <presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_9886225A0DBE91BCDEAEB708FF6B5FAA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaap_BankOwnedLifeInsurance_78546D858CD907D50CA9B708FF6B295B" xlink:type="locator" />
    <presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_BankOwnedLifeInsurance_78546D858CD907D50CA9B708FF6B295B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_D9CD2DDCB5926E7807FDB708FF6B572E" xlink:type="locator" />
    <presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_OtherAssets_D9CD2DDCB5926E7807FDB708FF6B572E" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_6D48E53789D2F74107DCB708FF6B8DB2" xlink:type="locator" />
    <presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_BE390ABA32E3B994FD38B708FF657838" xlink:to="loc_us-gaap_Assets_6D48E53789D2F74107DCB708FF6B8DB2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_16B48E40511D7221E775B708FF6B1476" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9ED30B2AC96937E6BF8EB708FF65577A" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_16B48E40511D7221E775B708FF6B1476" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_16B48E40511D7221E775B708FF6B1476" xlink:to="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_72C52F641DA8059940B7B708FF6CBBE6" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_72C52F641DA8059940B7B708FF6CBBE6" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_C59B61D8292305CB3AEDB708FF6C230F" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_C59B61D8292305CB3AEDB708FF6C230F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_F82602D254B3F6C6849CB708FF6CA317" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_Deposits_F82602D254B3F6C6849CB708FF6CA317" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_134E1B0D8E510AB9229EB708FF6C2C24" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_134E1B0D8E510AB9229EB708FF6C2C24" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_us-gaap_OtherBorrowings_19F5664776FB919D2949B708FF6C99C9" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_OtherBorrowings_19F5664776FB919D2949B708FF6C99C9" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_us-gaap_JuniorSubordinatedNotes_BBBAE344C2B365EF5726B708FF6C8FBF" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_JuniorSubordinatedNotes_BBBAE344C2B365EF5726B708FF6C8FBF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_55DCE4CA5894436D2F64B708FF6C74D2" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_55DCE4CA5894436D2F64B708FF6C74D2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_A170FA2440FD6E079779B708FF6C1640" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_OtherLiabilities_A170FA2440FD6E079779B708FF6C1640" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_841C02ABEF94E1E9A218B708FF6C63BE" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_9911650ED8F2D9B6DBAAB708FF6B11E4" xlink:to="loc_us-gaap_Liabilities_841C02ABEF94E1E9A218B708FF6C63BE" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_us-gaap_CommitmentsAndContingencies_8B377F72B57E5BAC8B3C3800EC6EC884" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_16B48E40511D7221E775B708FF6B1476" xlink:to="loc_us-gaap_CommitmentsAndContingencies_8B377F72B57E5BAC8B3C3800EC6EC884" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_16B48E40511D7221E775B708FF6B1476" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_EA705F9343BB56A8F548B708FF6CB382" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:to="loc_us-gaap_PreferredStockValue_EA705F9343BB56A8F548B708FF6CB382" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_2283FF3DCAF31183F3E7B708FF6CBD69" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:to="loc_us-gaap_CommonStockValue_2283FF3DCAF31183F3E7B708FF6CBD69" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_us-gaap_AdditionalPaidInCapital_4A956A11769DAFAACEE2B708FF6C4D73" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:to="loc_us-gaap_AdditionalPaidInCapital_4A956A11769DAFAACEE2B708FF6C4D73" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_RestrictedStockUnitsAndEmployeeStockOptions" xlink:label="loc_fmfc_RestrictedStockUnitsAndEmployeeStockOptions_BD78397B113E712B8347B708FF6CC967" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:to="loc_fmfc_RestrictedStockUnitsAndEmployeeStockOptions_BD78397B113E712B8347B708FF6CC967" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_B506CB225540DA394FBAB708FF6CF9B5" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_B506CB225540DA394FBAB708FF6CF9B5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_9AB9C28B0532C039A8E1B708FF6C91C5" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_9AB9C28B0532C039A8E1B708FF6C91C5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7B9D8010BEE3CE3EC2C7B708FF6C5774" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_8F7E5D0029CB1C322470B708FF6CCBDC" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7B9D8010BEE3CE3EC2C7B708FF6C5774" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_070218BDC7B3BD895121B708FF6C3F5D" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_16B48E40511D7221E775B708FF6B1476" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_070218BDC7B3BD895121B708FF6C3F5D" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ConsolidatedStatementsOfConditionParenthetical" xlink:type="extended">
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_1D4F95CE4C277B736780D1AFA0D719D9" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_C658D37F393DED5C6EA4D1AFA0D7B0EB" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1D4F95CE4C277B736780D1AFA0D719D9" xlink:to="loc_us-gaap_StatementTable_C658D37F393DED5C6EA4D1AFA0D7B0EB" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_A851CE5D3A80CE4CF1A8D1AFA0D74EBC" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_C658D37F393DED5C6EA4D1AFA0D7B0EB" xlink:to="loc_dei_LegalEntityAxis_A851CE5D3A80CE4CF1A8D1AFA0D74EBC" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_C55591E54B5C11C5DE08D1AFA0D8EB5D" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_A851CE5D3A80CE4CF1A8D1AFA0D74EBC" xlink:to="loc_dei_EntityDomain_C55591E54B5C11C5DE08D1AFA0D8EB5D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_C658D37F393DED5C6EA4D1AFA0D7B0EB" xlink:to="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_6A7E927283C44049F6E2D1AFA0D8B4BA" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_6A7E927283C44049F6E2D1AFA0D8B4BA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_3D592F4D95AE9D98EC19D1AFA0D8F080" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_3D592F4D95AE9D98EC19D1AFA0D8F080" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_71F89C8AE1F80A7F787CD1AFA0D85704" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:to="loc_us-gaap_PreferredStockSharesIssued_71F89C8AE1F80A7F787CD1AFA0D85704" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_C8A2774D55E7B5A8B7EDD1AFA0D867B1" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_C8A2774D55E7B5A8B7EDD1AFA0D867B1" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_3F9B962245ECEEFA8107D1AFA0D8ECCC" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_3F9B962245ECEEFA8107D1AFA0D8ECCC" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_78FD38487613CB43378CD1AFA0D8DD92" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_78FD38487613CB43378CD1AFA0D8DD92" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_C790AF5E7642A9C12E77D1AFA0D897B0" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:to="loc_us-gaap_CommonStockSharesIssued_C790AF5E7642A9C12E77D1AFA0D897B0" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_34AC9F61818564233CFED1AFA0D8B21C" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_0382414F8003B8BC2F11D1AFA0D8D1D4" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_34AC9F61818564233CFED1AFA0D8B21C" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ConsolidatedStatementsOfOperations" xlink:type="extended">
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_60854F3D06287E41480EB708FFE436A5" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_9FF67D885FE2B0089B81B708FFE4CB79" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_60854F3D06287E41480EB708FFE436A5" xlink:to="loc_us-gaap_StatementTable_9FF67D885FE2B0089B81B708FFE4CB79" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_DA4F41F583D6E09DF239B708FFE40C8A" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_9FF67D885FE2B0089B81B708FFE4CB79" xlink:to="loc_dei_LegalEntityAxis_DA4F41F583D6E09DF239B708FFE40C8A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_5C5AFFA5771D8F05B567B708FFE40EDF" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_DA4F41F583D6E09DF239B708FFE40C8A" xlink:to="loc_dei_EntityDomain_5C5AFFA5771D8F05B567B708FFE40EDF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_9FF67D885FE2B0089B81B708FFE4CB79" xlink:to="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_7A0B20C385DA1FB71F10B708FFE5A10C" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_7A0B20C385DA1FB71F10B708FFE5A10C" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale_A74BAA9FF9E500254A81B708FFE5AB0D" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale_A74BAA9FF9E500254A81B708FFE5AB0D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_84E12B6B8F45CCDD13F0B708FFE57432" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_84E12B6B8F45CCDD13F0B708FFE57432" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_BF0997C6FD8CE3979594B708FFE53C89" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_BF0997C6FD8CE3979594B708FFE53C89" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:label="loc_us-gaap_InterestIncomeFederalFundsSold_DE8569715981B26AD474B708FFE571B5" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:to="loc_us-gaap_InterestIncomeFederalFundsSold_DE8569715981B26AD474B708FFE571B5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_D635A7D33AC3CC306F81B708FFE5C0D2" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:to="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_D635A7D33AC3CC306F81B708FFE5C0D2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_21ED432C8176033F22CAB708FFE5D6D3" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_62ED44C796502E8990D6B708FFE4785B" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_21ED432C8176033F22CAB708FFE5D6D3" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract_8348CED043749594E87FB708FFE56834" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_InterestExpenseAbstract_8348CED043749594E87FB708FFE56834" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_0CE9780EBFC6C8542425B708FFE59ECB" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_8348CED043749594E87FB708FFE56834" xlink:to="loc_us-gaap_InterestExpenseDeposits_0CE9780EBFC6C8542425B708FFE59ECB" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_7C28E692BB782D0753BCB708FFE5E2D6" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_8348CED043749594E87FB708FFE56834" xlink:to="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_7C28E692BB782D0753BCB708FFE5E2D6" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_InterestExpenseOtherBorrowings" xlink:label="loc_fmfc_InterestExpenseOtherBorrowings_807FFBA842D2F32C2889B708FFE5F803" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_8348CED043749594E87FB708FFE56834" xlink:to="loc_fmfc_InterestExpenseOtherBorrowings_807FFBA842D2F32C2889B708FFE5F803" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:label="loc_us-gaap_InterestExpenseJuniorSubordinatedDebentures_23F5CDB1878DF572407AB708FFE56C8D" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_8348CED043749594E87FB708FFE56834" xlink:to="loc_us-gaap_InterestExpenseJuniorSubordinatedDebentures_23F5CDB1878DF572407AB708FFE56C8D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_95D84D3DA8716A70EE1EB708FFE5C7FB" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_8348CED043749594E87FB708FFE56834" xlink:to="loc_us-gaap_InterestExpense_95D84D3DA8716A70EE1EB708FFE5C7FB" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_D851D85A75071A518955B708FFE56F86" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_D851D85A75071A518955B708FFE56F86" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_805FD77620512CD6A058B708FFE56254" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_805FD77620512CD6A058B708FFE56254" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_11CC7E04B1DEC3C70367B708FFE5BDEA" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_11CC7E04B1DEC3C70367B708FFE5BDEA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_us-gaap_FeesAndCommissionsDepositorAccounts_F7F3052E7D4E0F1576B8B708FFE51B6A" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_FeesAndCommissionsDepositorAccounts_F7F3052E7D4E0F1576B8B708FFE51B6A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBanking" xlink:label="loc_us-gaap_FeesAndCommissionsMortgageBanking_30D93B88A6401C18F62DB708FFE5EA61" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_FeesAndCommissionsMortgageBanking_30D93B88A6401C18F62DB708FFE5EA61" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_156706E3F47DC192C29FB708FFE5F605" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_156706E3F47DC192C29FB708FFE5F605" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:label="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_349520EEB94A606992F3B708FFE5B223" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_349520EEB94A606992F3B708FFE5B223" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_AFBA75A0C6AEAA2FBF08B708FFE582DD" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_AFBA75A0C6AEAA2FBF08B708FFE582DD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_B2F5FA010EB51420A166B708FFE565B1" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_B2F5FA010EB51420A166B708FFE565B1" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnSaleOfInvestments" xlink:label="loc_us-gaap_GainLossOnSaleOfInvestments_E138438AB42729D562FBB708FFE5C2D2" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_GainLossOnSaleOfInvestments_E138438AB42729D562FBB708FFE5C2D2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairmentOfInvestments" xlink:label="loc_us-gaap_ImpairmentOfInvestments_38ED392C266C8D9D37A0B708FFE58ADE" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_ImpairmentOfInvestments_38ED392C266C8D9D37A0B708FFE58ADE" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterest_5661BAD88CE8684780C4B708FFE5A9F2" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterest_5661BAD88CE8684780C4B708FFE5A9F2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_D4EA46035F76F4118E65B708FFE5D1C2" xlink:type="locator" />
    <presentationArc order="10" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_D4EA46035F76F4118E65B708FFE5D1C2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_C27741FB2FB2B5EC31ACB708FFE62062" xlink:type="locator" />
    <presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_F9A5482E6E66023479D7B708FFE53839" xlink:to="loc_us-gaap_NoninterestIncome_C27741FB2FB2B5EC31ACB708FFE62062" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_7E663F7B12F84FBEB87AB708FFE6E42D" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_LaborAndRelatedExpense_7E663F7B12F84FBEB87AB708FFE6E42D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_05D998D861F98B273F61B708FFE62367" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_OccupancyNet_05D998D861F98B273F61B708FFE62367" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense_BAEF27E792BC46C6AF96B708FFE6F970" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_EquipmentExpense_BAEF27E792BC46C6AF96B708FFE6F970" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing_420DDD66E26231EF4556B708FFE6C4AC" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing_420DDD66E26231EF4556B708FFE6C4AC" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Communication" xlink:label="loc_us-gaap_Communication_50C99A2D318E0D9AD217B708FFE6E496" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_Communication_50C99A2D318E0D9AD217B708FFE6E496" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_C77BD9D3E6B09D0E9C4BB708FFE697B8" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_C77BD9D3E6B09D0E9C4BB708FFE697B8" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="loc_us-gaap_ForeclosedRealEstateExpense_2B1E37BFB4BE0B825B94B708FFE6B03B" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_ForeclosedRealEstateExpense_2B1E37BFB4BE0B825B94B708FFE6B03B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_29F8F1EE40F720EB4CA1B708FFE6F8B4" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_29F8F1EE40F720EB4CA1B708FFE6F8B4" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_B4241CB715207FA741E5B708FFE6BFEE" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_B4241CB715207FA741E5B708FFE6BFEE" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_258E1A9A16C3C799903DB708FFE63E3D" xlink:type="locator" />
    <presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_OtherNoninterestExpense_258E1A9A16C3C799903DB708FFE63E3D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_B78AA7DB4C13AF674EE1B708FFE6A6F0" xlink:type="locator" />
    <presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_5E4D14573D41843D5B30B708FFE63668" xlink:to="loc_us-gaap_NoninterestExpense_B78AA7DB4C13AF674EE1B708FFE6A6F0" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_4BD1EDF62AA6F9A9BD89B708FFE67029" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_4BD1EDF62AA6F9A9BD89B708FFE67029" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_36F6D248FFA4621707E7B708FFE6C836" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_36F6D248FFA4621707E7B708FFE6C836" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_4AAAD7D6E7953164C88BB708FFE64058" xlink:type="locator" />
    <presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_ProfitLoss_4AAAD7D6E7953164C88BB708FFE64058" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_8C37031620130FA20599B708FFE63EE4" xlink:type="locator" />
    <presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_8C37031620130FA20599B708FFE63EE4" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_7FFBFA222E897E44AC80B708FFE62310" xlink:type="locator" />
    <presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_NetIncomeLoss_7FFBFA222E897E44AC80B708FFE62310" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockDividendsAndOtherAdjustments" xlink:label="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_B2B3FAF9040AD9FCF9BEB708FFE6BA68" xlink:type="locator" />
    <presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_B2B3FAF9040AD9FCF9BEB708FFE6BA68" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_GainOnExchangeOfPreferredStock" xlink:label="loc_fmfc_GainOnExchangeOfPreferredStock_5AEB8BEB8B4F96272CEB857138ECC56B" xlink:type="locator" />
    <presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_fmfc_GainOnExchangeOfPreferredStock_5AEB8BEB8B4F96272CEB857138ECC56B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_61A8A318E40CAFFC0EE7B708FFE60A2E" xlink:type="locator" />
    <presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_61A8A318E40CAFFC0EE7B708FFE60A2E" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NetIncomeAttributableToCommonShareholdersAfterEarningsAllocatedToParticipatingShareAwardsAndOtherItems" xlink:label="loc_fmfc_NetIncomeAttributableToCommonShareholdersAfterEarningsAllocatedToParticipatingShareAwardsAndOtherItems_89094FC334A894D9EE2AB708FFE68F0F" xlink:type="locator" />
    <presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_fmfc_NetIncomeAttributableToCommonShareholdersAfterEarningsAllocatedToParticipatingShareAwardsAndOtherItems_89094FC334A894D9EE2AB708FFE68F0F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_081389FF82573CEA45A6B708FFE65918" xlink:type="locator" />
    <presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_DA209E06363E7643279EB708FFE4DAD3" xlink:to="loc_us-gaap_EarningsPerShareAbstract_081389FF82573CEA45A6B708FFE65918" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_07EB60A1EAAEBE7A8C7FB708FFE6A930" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_081389FF82573CEA45A6B708FFE65918" xlink:to="loc_us-gaap_EarningsPerShareBasic_07EB60A1EAAEBE7A8C7FB708FFE6A930" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_110DF0B35651E664AD49B708FFE67054" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_081389FF82573CEA45A6B708FFE65918" xlink:to="loc_us-gaap_EarningsPerShareDiluted_110DF0B35651E664AD49B708FFE67054" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ConsolidatedStatementsOfStockholdersEquity" xlink:type="extended">
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_A6C92DBA1F3F548C05D4B70900AFBDDC" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_BF3635E43B53B779C5A2B70900AFF62B" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_A6C92DBA1F3F548C05D4B70900AFBDDC" xlink:to="loc_us-gaap_StatementTable_BF3635E43B53B779C5A2B70900AFF62B" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_713092E1E8021B9A3D67B70900AF4397" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_BF3635E43B53B779C5A2B70900AFF62B" xlink:to="loc_dei_LegalEntityAxis_713092E1E8021B9A3D67B70900AF4397" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_65488B4E7538302B2EC8B70900AF5C81" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_713092E1E8021B9A3D67B70900AF4397" xlink:to="loc_dei_EntityDomain_65488B4E7538302B2EC8B70900AF5C81" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_CB90956CA4C01A2CD502B70900AFBA32" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_BF3635E43B53B779C5A2B70900AFF62B" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_CB90956CA4C01A2CD502B70900AFBA32" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_5143C0A9C719649F8455B70900AF885D" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_CB90956CA4C01A2CD502B70900AFBA32" xlink:to="loc_us-gaap_EquityComponentDomain_5143C0A9C719649F8455B70900AF885D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_B2FEF61EC1AF2418761DB70900AFB5C5" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_5143C0A9C719649F8455B70900AF885D" xlink:to="loc_us-gaap_PreferredStockMember_B2FEF61EC1AF2418761DB70900AFB5C5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_7728551C73C20309BCE4B70900AF2C81" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_5143C0A9C719649F8455B70900AF885D" xlink:to="loc_us-gaap_CommonStockMember_7728551C73C20309BCE4B70900AF2C81" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_908E1258129E8A883879B70900AF8B95" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_5143C0A9C719649F8455B70900AF885D" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_908E1258129E8A883879B70900AF8B95" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_DeferredCompensationRestrictedSharesMember" xlink:label="loc_fmfc_DeferredCompensationRestrictedSharesMember_AF2415E205678D24AC14B70900AF6C8E" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_5143C0A9C719649F8455B70900AF885D" xlink:to="loc_fmfc_DeferredCompensationRestrictedSharesMember_AF2415E205678D24AC14B70900AF6C8E" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_9AEC33F33D77D31A0810B70900AFCA66" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_5143C0A9C719649F8455B70900AF885D" xlink:to="loc_us-gaap_RetainedEarningsMember_9AEC33F33D77D31A0810B70900AFCA66" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_4D719406791CF2D15C7DB70900AF89E5" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_5143C0A9C719649F8455B70900AF885D" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_4D719406791CF2D15C7DB70900AF89E5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_7A1343B038F2FA43F038B70900AFB8B1" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_BF3635E43B53B779C5A2B70900AFF62B" xlink:to="loc_us-gaap_StatementLineItems_7A1343B038F2FA43F038B70900AFB8B1" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:type="locator" />
    <presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7A1343B038F2FA43F038B70900AFB8B1" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2419D7527D1BE0D210A0B70900AF1AAB" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2419D7527D1BE0D210A0B70900AF1AAB" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_217A77C40F1250D98E29B70900AF6A0F" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:to="loc_us-gaap_ProfitLoss_217A77C40F1250D98E29B70900AF6A0F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_D91A8D3A8F947B0676F7B70900AF0EFF" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:to="loc_us-gaap_DividendsCommonStockCash_D91A8D3A8F947B0676F7B70900AF0EFF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_E2E91E73EE773CCAC0B9B70900AFA3DB" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_E2E91E73EE773CCAC0B9B70900AFA3DB" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_DividendsAccretionPreferredStock" xlink:label="loc_fmfc_DividendsAccretionPreferredStock_29FD3B6BD3A3333F858DB70900B0D2D1" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:to="loc_fmfc_DividendsAccretionPreferredStock_29FD3B6BD3A3333F858DB70900B0D2D1" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_E321944598777479397DB70900B0E492" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_E321944598777479397DB70900B0E492" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_131C136CB29F211443D5B70900B0E714" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_131C136CB29F211443D5B70900B0E714" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_6BE6DCA34F15162B37C0B70900B0F7E9" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_859F80F707AEAAD88E0086C2411B0FAF" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_6BE6DCA34F15162B37C0B70900B0F7E9" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ConsolidatedStatementsOfStockholdersEquityParenthetical" xlink:type="extended">
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_276CE673E98C36A6891DD1D8C5BA5952" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_B7CA35291C451F806827D1D8C5BA00A8" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_276CE673E98C36A6891DD1D8C5BA5952" xlink:to="loc_us-gaap_StatementTable_B7CA35291C451F806827D1D8C5BA00A8" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_F9069235DA44D1CD1E07D1D8C5BA266A" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_B7CA35291C451F806827D1D8C5BA00A8" xlink:to="loc_dei_LegalEntityAxis_F9069235DA44D1CD1E07D1D8C5BA266A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_B67A712A59101C0E5BC0D1D8C5BAF185" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_F9069235DA44D1CD1E07D1D8C5BA266A" xlink:to="loc_dei_EntityDomain_B67A712A59101C0E5BC0D1D8C5BAF185" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_A3F7388BADD53F205A33D1D8C5BA390A" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_B7CA35291C451F806827D1D8C5BA00A8" xlink:to="loc_us-gaap_StatementLineItems_A3F7388BADD53F205A33D1D8C5BA390A" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared_71FAA5CA918C7EA70786D1D8C5BA9913" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_A3F7388BADD53F205A33D1D8C5BA390A" xlink:to="loc_us-gaap_CommonStockDividendsPerShareDeclared_71FAA5CA918C7EA70786D1D8C5BA9913" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensationGross" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensationGross_A14BA8FBAF23CFAF30E8D1D8C5BA3C44" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_A3F7388BADD53F205A33D1D8C5BA390A" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensationGross_A14BA8FBAF23CFAF30E8D1D8C5BA3C44" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/DerivativeFinancialInstruments" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_92D61CCB121462E1D957B7090BA276C7" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_3CF39FB268EB683A4152B7090BA28A7F" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_92D61CCB121462E1D957B7090BA276C7" xlink:to="loc_us-gaap_StatementTable_3CF39FB268EB683A4152B7090BA28A7F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_DAC9C47666ADB9B664F4B7090BA25194" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_3CF39FB268EB683A4152B7090BA28A7F" xlink:to="loc_dei_LegalEntityAxis_DAC9C47666ADB9B664F4B7090BA25194" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_F340A5CD219465F1F164B7090BA29704" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_DAC9C47666ADB9B664F4B7090BA25194" xlink:to="loc_dei_EntityDomain_F340A5CD219465F1F164B7090BA29704" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_60689934040747AB5E26B7090BA28040" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_3CF39FB268EB683A4152B7090BA28A7F" xlink:to="loc_us-gaap_StatementLineItems_60689934040747AB5E26B7090BA28040" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_90BCFD4F91EC2C24FA4BB7090BA2C0C3" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_60689934040747AB5E26B7090BA28040" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_90BCFD4F91EC2C24FA4BB7090BA2C0C3" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/DocumentAndEntityInformation" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_DocumentDocumentAndEntityInformationAbstract" xlink:label="loc_fmfc_DocumentDocumentAndEntityInformationAbstract_5E350D7EDE3705F60EF4D19D812FCBCF" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_0ABA7F47D31E416AE804D19D812F2D83" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_DocumentDocumentAndEntityInformationAbstract_5E350D7EDE3705F60EF4D19D812FCBCF" xlink:to="loc_us-gaap_StatementTable_0ABA7F47D31E416AE804D19D812F2D83" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_E531A24396FE4C12AA76D19D812F50C9" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0ABA7F47D31E416AE804D19D812F2D83" xlink:to="loc_dei_LegalEntityAxis_E531A24396FE4C12AA76D19D812F50C9" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_596DC5A6C0FE82B7D70DD19D812F460F" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_E531A24396FE4C12AA76D19D812F50C9" xlink:to="loc_dei_EntityDomain_596DC5A6C0FE82B7D70DD19D812F460F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0ABA7F47D31E416AE804D19D812F2D83" xlink:to="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_1823D6F206F08BB0A674D19D812FAEA8" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_DocumentType_1823D6F206F08BB0A674D19D812FAEA8" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_E9672875D3EA36595B56D19D812FA13C" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_AmendmentFlag_E9672875D3EA36595B56D19D812FA13C" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_B296A99F04C58A5A6256D19D81302608" xlink:type="locator" />
    <presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_DocumentPeriodEndDate_B296A99F04C58A5A6256D19D81302608" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_D06295FDDDBE4332AD67D19D81307270" xlink:type="locator" />
    <presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_DocumentFiscalYearFocus_D06295FDDDBE4332AD67D19D81307270" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_D6B5CD524B17B47D4DBDD19D8130C949" xlink:type="locator" />
    <presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_DocumentFiscalPeriodFocus_D6B5CD524B17B47D4DBDD19D8130C949" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_0B5FC4AD0836AD585F25D19D813076A8" xlink:type="locator" />
    <presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_TradingSymbol_0B5FC4AD0836AD585F25D19D813076A8" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_95561C5D41D9B3452F7DD19D813086B3" xlink:type="locator" />
    <presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_EntityRegistrantName_95561C5D41D9B3452F7DD19D813086B3" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_FD7C236230E46852A72ED19D81308FDA" xlink:type="locator" />
    <presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_EntityCentralIndexKey_FD7C236230E46852A72ED19D81308FDA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_50372BED294EC319C57AD19D81307186" xlink:type="locator" />
    <presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_CurrentFiscalYearEndDate_50372BED294EC319C57AD19D81307186" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_124A3F5BEFE348E51DB4D19D8130A895" xlink:type="locator" />
    <presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_EntityFilerCategory_124A3F5BEFE348E51DB4D19D8130A895" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_CA2906656AD3593A1544D19D81300907" xlink:type="locator" />
    <presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_CA2906656AD3593A1544D19D81300907" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer_B77ED754264BA0D2E3B439CAFF7BEDC2" xlink:type="locator" />
    <presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_EntityWellKnownSeasonedIssuer_B77ED754264BA0D2E3B439CAFF7BEDC2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers_C08FF05B488ABEE1C6DE39CB2C8D8AD9" xlink:type="locator" />
    <presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_EntityVoluntaryFilers_C08FF05B488ABEE1C6DE39CB2C8D8AD9" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_D104F6CB0230CA8B6E9639CB4C104BA0" xlink:type="locator" />
    <presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_239A4654D7A54F573C19D19D812FA399" xlink:to="loc_dei_EntityCurrentReportingStatus_D104F6CB0230CA8B6E9639CB4C104BA0" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/EarningsPerShare" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_3ABC995BE375915C5EE1B70905C5CF49" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_D444F6ACAC32B8C78493B70905C57130" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_3ABC995BE375915C5EE1B70905C5CF49" xlink:to="loc_us-gaap_StatementTable_D444F6ACAC32B8C78493B70905C57130" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_28102702E0DF6927C02FB70905C5E858" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_D444F6ACAC32B8C78493B70905C57130" xlink:to="loc_dei_LegalEntityAxis_28102702E0DF6927C02FB70905C5E858" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_16ED9A87A08AC659D598B70905C52A6F" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_28102702E0DF6927C02FB70905C5E858" xlink:to="loc_dei_EntityDomain_16ED9A87A08AC659D598B70905C52A6F" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_21DB0A550F5B42C8DB13B70905C52F18" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_D444F6ACAC32B8C78493B70905C57130" xlink:to="loc_us-gaap_StatementLineItems_21DB0A550F5B42C8DB13B70905C52F18" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_C096ABD8644B11DB99C9B70905C56286" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_21DB0A550F5B42C8DB13B70905C52F18" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_C096ABD8644B11DB99C9B70905C56286" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/FairValue" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_E62AEB9B98B30EAD2A7BB70901B875FB" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_7B4B4134E346F062DA84B70901B99D8E" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_E62AEB9B98B30EAD2A7BB70901B875FB" xlink:to="loc_us-gaap_StatementTable_7B4B4134E346F062DA84B70901B99D8E" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_7F8D53429FE7DA5BAE7DB70901B9E957" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_7B4B4134E346F062DA84B70901B99D8E" xlink:to="loc_dei_LegalEntityAxis_7F8D53429FE7DA5BAE7DB70901B9E957" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_2DD075225630E1C4E3DAB70901B9D723" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_7F8D53429FE7DA5BAE7DB70901B9E957" xlink:to="loc_dei_EntityDomain_2DD075225630E1C4E3DAB70901B9D723" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_8A5FB0E8B4E60B270F96B70901B9239E" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_7B4B4134E346F062DA84B70901B99D8E" xlink:to="loc_us-gaap_StatementLineItems_8A5FB0E8B4E60B270F96B70901B9239E" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_AD99421161AFFE110FBEB70901B95861" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8A5FB0E8B4E60B270F96B70901B9239E" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_AD99421161AFFE110FBEB70901B95861" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/IncomeTaxes" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_268B3E2F5BE6C17CBFCFB70903AEF004" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_DF47B78785B1E29278E9B70903AEFDDF" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_268B3E2F5BE6C17CBFCFB70903AEF004" xlink:to="loc_us-gaap_StatementTable_DF47B78785B1E29278E9B70903AEFDDF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_F29C7DBD42750FB9057CB70903AE1F25" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_DF47B78785B1E29278E9B70903AEFDDF" xlink:to="loc_dei_LegalEntityAxis_F29C7DBD42750FB9057CB70903AE1F25" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_680EE4C7DADEB128882EB70903AE6997" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_F29C7DBD42750FB9057CB70903AE1F25" xlink:to="loc_dei_EntityDomain_680EE4C7DADEB128882EB70903AE6997" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_91B652971AED57068897B70903AE3097" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_DF47B78785B1E29278E9B70903AEFDDF" xlink:to="loc_us-gaap_StatementLineItems_91B652971AED57068897B70903AE3097" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_A1238CD23CDFB8E9AE6DB70903AE33F0" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_91B652971AED57068897B70903AE3097" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_A1238CD23CDFB8E9AE6DB70903AE33F0" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/InvestmentSecurities" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_5747EC3F795D487802BAB70901E85A20" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_B413B234FB6CFBDAB2E6B70901E9467C" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_5747EC3F795D487802BAB70901E85A20" xlink:to="loc_us-gaap_StatementTable_B413B234FB6CFBDAB2E6B70901E9467C" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_0A2D2EE5D409A973F422B70901E9AD82" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_B413B234FB6CFBDAB2E6B70901E9467C" xlink:to="loc_dei_LegalEntityAxis_0A2D2EE5D409A973F422B70901E9AD82" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_864934B96723B1B77CAFB70901E9F377" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_0A2D2EE5D409A973F422B70901E9AD82" xlink:to="loc_dei_EntityDomain_864934B96723B1B77CAFB70901E9F377" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_B4911B6BF91E2F2F31D2B70901E9CC7B" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_B413B234FB6CFBDAB2E6B70901E9467C" xlink:to="loc_us-gaap_StatementLineItems_B4911B6BF91E2F2F31D2B70901E9CC7B" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsTextBlock" xlink:label="loc_fmfc_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsTextBlock_847B09EBAA90F9D6BFC0B70901E9C698" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_B4911B6BF91E2F2F31D2B70901E9CC7B" xlink:to="loc_fmfc_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsTextBlock_847B09EBAA90F9D6BFC0B70901E9C698" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/LoansAndAllowanceForLoanLosses" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_7436EFE041479C13355AB709021CC405" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_A8827E417656AAA4D134B709021CF316" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_7436EFE041479C13355AB709021CC405" xlink:to="loc_us-gaap_StatementTable_A8827E417656AAA4D134B709021CF316" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_90F05E0B4366298585F4B709021C2315" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_A8827E417656AAA4D134B709021CF316" xlink:to="loc_dei_LegalEntityAxis_90F05E0B4366298585F4B709021C2315" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_851545DBBBDA3EC475A7B709021CAF83" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_90F05E0B4366298585F4B709021C2315" xlink:to="loc_dei_EntityDomain_851545DBBBDA3EC475A7B709021CAF83" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_A80BB62524C1CDA99D3DB709021C42D2" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_A8827E417656AAA4D134B709021CF316" xlink:to="loc_us-gaap_StatementLineItems_A80BB62524C1CDA99D3DB709021C42D2" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_73D9032FE433889C4CB2B709021CE146" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_A80BB62524C1CDA99D3DB709021C42D2" xlink:to="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_73D9032FE433889C4CB2B709021CE146" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/OtherIntangibleAssets" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_AEE85E807DECB42E37A9B709024E7F11" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_5380BE851D1E1E449199B709024E2FEA" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_AEE85E807DECB42E37A9B709024E7F11" xlink:to="loc_us-gaap_StatementTable_5380BE851D1E1E449199B709024E2FEA" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_B196869C95FA4277370AB709024E2F65" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_5380BE851D1E1E449199B709024E2FEA" xlink:to="loc_dei_LegalEntityAxis_B196869C95FA4277370AB709024E2F65" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_52F059BAFFA08A240680B709024ED8B8" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_B196869C95FA4277370AB709024E2F65" xlink:to="loc_dei_EntityDomain_52F059BAFFA08A240680B709024ED8B8" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_88BB19610DC89F31B739B709024E312D" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_5380BE851D1E1E449199B709024E2FEA" xlink:to="loc_us-gaap_StatementLineItems_88BB19610DC89F31B739B709024E312D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IntangibleAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_IntangibleAssetsDisclosureTextBlock_30C3FA6A0A6E39D70FECB709024E24F0" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_88BB19610DC89F31B739B709024E312D" xlink:to="loc_us-gaap_IntangibleAssetsDisclosureTextBlock_30C3FA6A0A6E39D70FECB709024E24F0" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/PensionAndOtherEmployeeBenefitPlans" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_A59727330EC7CD3F8CE1B70902E20E26" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_C214C289A85410FEBC1FB70902E2DDAD" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_A59727330EC7CD3F8CE1B70902E20E26" xlink:to="loc_us-gaap_StatementTable_C214C289A85410FEBC1FB70902E2DDAD" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_4E1325A9C98D78ECADCFB70902E2663E" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_C214C289A85410FEBC1FB70902E2DDAD" xlink:to="loc_dei_LegalEntityAxis_4E1325A9C98D78ECADCFB70902E2663E" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_6880C987F131D7FC1203B70902E3FF8C" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_4E1325A9C98D78ECADCFB70902E2663E" xlink:to="loc_dei_EntityDomain_6880C987F131D7FC1203B70902E3FF8C" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_A32CCA2CCA9BDD5874C9B70902E3792C" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_C214C289A85410FEBC1FB70902E2DDAD" xlink:to="loc_us-gaap_StatementLineItems_A32CCA2CCA9BDD5874C9B70902E3792C" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A37E4A4FE756F008D239B70902E35A53" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_A32CCA2CCA9BDD5874C9B70902E3792C" xlink:to="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A37E4A4FE756F008D239B70902E35A53" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/PreferredStockAndCommonStockWarrant" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_500A4332E7F9F245706BB70902B2F02E" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_F9523E5DBACA08A12EA0B70902B2CBDE" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_500A4332E7F9F245706BB70902B2F02E" xlink:to="loc_us-gaap_StatementTable_F9523E5DBACA08A12EA0B70902B2CBDE" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_EC6CA5990591D7829C3BB70902B24E7E" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_F9523E5DBACA08A12EA0B70902B2CBDE" xlink:to="loc_dei_LegalEntityAxis_EC6CA5990591D7829C3BB70902B24E7E" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_661037ACB90B5BAB99ECB70902B2C691" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_EC6CA5990591D7829C3BB70902B24E7E" xlink:to="loc_dei_EntityDomain_661037ACB90B5BAB99ECB70902B2C691" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_1D12132740A248CDE1C7B70902B22684" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_F9523E5DBACA08A12EA0B70902B2CBDE" xlink:to="loc_us-gaap_StatementLineItems_1D12132740A248CDE1C7B70902B22684" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_EC1649D4B74AD551F21FB70902B259C4" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_1D12132740A248CDE1C7B70902B22684" xlink:to="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_EC1649D4B74AD551F21FB70902B259C4" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/RegulatoryMatters" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_1BF95A1003E503D6C222B709037D32A8" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_C725D83920ADEB5492C0B709037D6244" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_1BF95A1003E503D6C222B709037D32A8" xlink:to="loc_us-gaap_StatementTable_C725D83920ADEB5492C0B709037D6244" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2714359441227DE5F276B709037D3D72" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_C725D83920ADEB5492C0B709037D6244" xlink:to="loc_dei_LegalEntityAxis_2714359441227DE5F276B709037D3D72" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_09CB4A9ADDEA77370792B709037D5C15" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_2714359441227DE5F276B709037D3D72" xlink:to="loc_dei_EntityDomain_09CB4A9ADDEA77370792B709037D5C15" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_EBBDDD5F9322DAC5BC59B709037D97FC" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_C725D83920ADEB5492C0B709037D6244" xlink:to="loc_us-gaap_StatementLineItems_EBBDDD5F9322DAC5BC59B709037D97FC" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_EBD58D4F5C5D71515C28B709037D0055" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_EBBDDD5F9322DAC5BC59B709037D97FC" xlink:to="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_EBD58D4F5C5D71515C28B709037D0055" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/ShareBasedCompensation" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_CC5372451F573001287BB70903169C74" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_3AC2BD247E25EB128FB6B7090316FCAF" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_CC5372451F573001287BB70903169C74" xlink:to="loc_us-gaap_StatementTable_3AC2BD247E25EB128FB6B7090316FCAF" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_F984BA897373A86893FDB7090316CC79" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_3AC2BD247E25EB128FB6B7090316FCAF" xlink:to="loc_dei_LegalEntityAxis_F984BA897373A86893FDB7090316CC79" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_E2FD6F19C774C68FB88AB7090317C390" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_F984BA897373A86893FDB7090316CC79" xlink:to="loc_dei_EntityDomain_E2FD6F19C774C68FB88AB7090317C390" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_3B30F13A1549795CFB90B70903179A1B" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_3AC2BD247E25EB128FB6B7090316FCAF" xlink:to="loc_us-gaap_StatementLineItems_3B30F13A1549795CFB90B70903179A1B" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xlink:label="loc_fmfc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock_DDE53651824D06F3DB72B7090317D739" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_3B30F13A1549795CFB90B70903179A1B" xlink:to="loc_fmfc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock_DDE53651824D06F3DB72B7090317D739" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/SummaryOfSignificantAccountingPolicies" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_780ADCF7495D2CEB0D29B7090185597A" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_47F602D36D1A6DD24520BAFCDEB30397" xlink:type="locator" />
    <presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_780ADCF7495D2CEB0D29B7090185597A" xlink:to="loc_us-gaap_StatementTable_47F602D36D1A6DD24520BAFCDEB30397" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_AB8324F48DB60F219CDBB7090186BA93" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_47F602D36D1A6DD24520BAFCDEB30397" xlink:to="loc_dei_LegalEntityAxis_AB8324F48DB60F219CDBB7090186BA93" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_6952AFECF3C302BB59D2B7090186DCA5" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_AB8324F48DB60F219CDBB7090186BA93" xlink:to="loc_dei_EntityDomain_6952AFECF3C302BB59D2B7090186DCA5" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_E68476C72F9AE5E13A3DB70901862CF8" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_47F602D36D1A6DD24520BAFCDEB30397" xlink:to="loc_us-gaap_StatementLineItems_E68476C72F9AE5E13A3DB70901862CF8" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaap_SignificantAccountingPoliciesTextBlock_055FD3FC65314ADD3E71B7090186B40B" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_E68476C72F9AE5E13A3DB70901862CF8" xlink:to="loc_us-gaap_SignificantAccountingPoliciesTextBlock_055FD3FC65314ADD3E71B7090186B40B" xlink:type="arc" />
  </presentationLink>
  <presentationLink xlink:role="http://www.mfbank.com/role/VariableInterestEntities" xlink:type="extended">
    <loc xlink:href="fmfc-20120331.xsd#fmfc_NotesToFinancialStatementsAbstract" xlink:label="loc_fmfc_NotesToFinancialStatementsAbstract_1C507A9F90BA94B7D9F0B7090DCDB7D2" xlink:type="locator" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_57682190267DD98C6AEAB7090DCD2967" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_fmfc_NotesToFinancialStatementsAbstract_1C507A9F90BA94B7D9F0B7090DCDB7D2" xlink:to="loc_us-gaap_StatementTable_57682190267DD98C6AEAB7090DCD2967" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_E88DA80207A116935D61B7090DCD7A8D" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_57682190267DD98C6AEAB7090DCD2967" xlink:to="loc_dei_LegalEntityAxis_E88DA80207A116935D61B7090DCD7A8D" xlink:type="arc" />
    <loc xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_B4B209C9C424B6EB20FDB7090DCDC09E" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_E88DA80207A116935D61B7090DCD7A8D" xlink:to="loc_dei_EntityDomain_B4B209C9C424B6EB20FDB7090DCDC09E" xlink:type="arc" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_A648FD865C47EA28D9A2B7090DCD4482" xlink:type="locator" />
    <presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_57682190267DD98C6AEAB7090DCD2967" xlink:to="loc_us-gaap_StatementLineItems_A648FD865C47EA28D9A2B7090DCD4482" xlink:type="arc" />
    <loc xlink:href="fmfc-20120331.xsd#fmfc_ConsolidationOfVariableInterestEntitiesDisclosureTextBlock" xlink:label="loc_fmfc_ConsolidationOfVariableInterestEntitiesDisclosureTextBlock_77B033883C2E42B7BA05B7090DCDFD54" xlink:type="locator" />
    <presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_A648FD865C47EA28D9A2B7090DCD4482" xlink:to="loc_fmfc_ConsolidationOfVariableInterestEntitiesDisclosureTextBlock_77B033883C2E42B7BA05B7090DCDFD54" xlink:type="arc" />
  </presentationLink>
</linkbase>
