Consolidated Statements of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income:
Interest and fees on loans	$ 14,158	$ 15,375
Interest on loans held for sale	173	41
Taxable investments	1,490	1,771
Tax-exempt investments	318	314
Federal funds sold	15	16
Interest bearing bank balances	51	52
Total interest income	16,205	17,569
Interest expense:
Deposits	2,513	3,847
Federal funds purchased and repurchase agreements	6	15
Other borrowings	451	524
Junior subordinated debt	271	458
Total interest expense	3,241	4,844
Net interest income	12,964	12,725
Provision for loan losses	2,280	2,580
Net interest income after provision for loan losses	10,684	10,145
Noninterest income:
Deposit account income	2,457	2,458
Mortgage banking income	567	356
Agency commission income	829	892
Trust and brokerage income	140	133
Bank owned life insurance income	187	183
Other income	650	656
Securities gains, net	591	1,349
Total investment other-than-temporary impairment losses	0	(240)
Portion of loss recognized in (reclassified from) other comprehensive income (before taxes)	0	(56)
Net investment impairment losses recognized	0	(296)
Total noninterest income	5,421	5,731
Noninterest expenses:
Salaries and employee benefits	6,863	6,956
Net occupancy expenses	908	989
Equipment expenses	463	465
Software and processing expenses	362	399
Telecommunication expenses	245	225
Marketing and business development expenses	237	205
Foreclosed property expenses	1,456	2,353
FDIC insurance assessments	514	774
Intangible asset amortization	107	107
Other expenses	2,831	2,338
Total noninterest expenses	13,986	14,811
Income before income taxes	2,119	1,065
Income tax expense	512	115
Net income	1,607	950
Dividends and accretion on preferred stock	463	432
Net income applicable to common stock	1,144	518
Net income allocated to common shareholders	$ 1,139	$ 515
Earnings per share:
Basic	$ 0.12	$ 0.06
Diluted	$ 0.12	$ 0.06