Schedule IV - Reinsurance

12 Months Ended

Dec. 31, 2011

TORCHMARK CORPORATION

SCHEDULE IV. REINSURANCE (CONSOLIDATED)

(Amounts in thousands)


	Gross Amount		Ceded to Other Companies⁽¹⁾		Assumed from Other Companies		Net Amount		Percentage of Amount Assumed to Net

For the Year Ended December 31, 2011:
Life insurance in force	$	144,778,793	$	738,935	$	4,414,247	$	148,454,105		3.0	%


Premiums:⁽²⁾
Life insurance	$	1,675,307	$	4,716	$	31,311	$	1,701,902		1.8	%
Health insurance		931,751		2,285		0		929,466		0	%

Total premium	$	2,607,058	$	7,001	$	31,311	$	2,631,368		1.2	%


For the Year Ended December 31, 2010:
Life insurance in force	$	140,653,839	$	722,577	$	4,743,222	$	144,674,484		3.3	%


Premiums:⁽²⁾
Life insurance	$	1,618,973	$	4,684	$	23,419	$	1,637,708		1.4	%
Health insurance		990,024		2,603		0		987,421		0	%

Total premium	$	2,608,997	$	7,287	$	23,419	$	2,625,129		.9	%


For the Year Ended December 31, 2009:
Life insurance in force	$	139,408,962	$	744,213	$	1,898,360	$	140,563,109		1.4	%


Premiums:⁽²⁾
Life insurance	$	1,550,434	$	4,647	$	18,172	$	1,563,959		1.2	%
Health insurance		1,020,467		2,756		0		1,017,711		0	%

Total premium	$	2,570,901	$	7,403	$	18,172	$	2,581,670		.7	%

(1)

No amounts have been netted against ceded premium

(2)

Excludes policy charges of $24,950, $26,629, and $28,435, in each of the years 2011, 2010, and 2009, respectively.

- Definition

The entire disclosure for the supplemental schedule of reinsurance information required to be filed for each period for which an audited income statement is presented. Reinsurance schedule includes the type of insurance, gross amount of premiums, premiums ceded to other companies, premiums assumed from other companies, net amount of premium revenue, and the percentage of the premiums assumed to net premium revenue.

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