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Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2025
Accounting Policies [Abstract]  
Schedule of Net Balance by Asset Class See below for a breakout of the net balance by asset class for the year ended December 31, 2025 and 2024:
Year Ended December 31,
20252024
Property and equipment, net of accumulated depreciation:
Company occupied real estate$122,411 $36,656 
Data processing equipment245,357 219,614 
Transportation equipment— 26,346 
Furniture and equipment1,765 1,656 
Total property and equipment, net of depreciation
$369,533 $284,272 
Schedule of Non-deferred Acquisition Costs Related to Expenses Non-deferred acquisition costs relate to expenses incurred in the selling or issuing of business which are non-deferrable.
202520242023
Commissions$342,189 $317,576 $295,877 
Premium taxes97,966 96,790 91,021 
Non-deferred acquisition costs202,545 186,387 172,269 
Total$642,700 $600,753 $559,167 
Schedule of Assumptions for Options Granted
A summary of assumptions for options granted in each of the three years 2023 through 2025 is as follows:
202520242023
Volatility factor29.9 %22.0 %23.0 %
Dividend yield0.8 %0.7 %0.7 %
Expected term (in years)5.135.105.10
Risk-free rate4.0 %4.3 %4.1 %