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Business Segments - Schedule of Reconciliation of Segment Operating Information to Consolidated Statement of Operations (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenue:        
Premium $ 1,231,007 $ 1,172,593 $ 3,648,304 $ 3,485,002
Net investment income 286,013 284,964 848,796 853,178
Segment revenue 1,517,020 1,457,557 4,497,100 4,338,180
Realized gains (losses) (4,987) (2,192) (23,476) (26,580)
Other income 955 42 1,073 192
Total revenue 1,512,988 1,455,407 4,474,697 4,311,792
Expenses:        
Policy obligations 615,238 682,468 2,119,006 2,137,885
Required interest on reserves 2,372 7,829 7,280 24,358
Amortization of acquisition costs 113,720 103,922 329,914 304,527
Commissions 85,623 77,055 258,399 236,253
Premium taxes 24,209 26,099 74,044 72,475
Non-deferred acquisition costs 48,993 46,535 150,778 138,865
Segment profit or (loss) 626,865 513,649 1,557,679 1,423,817
Insurance administrative expenses:        
Salaries 34,265 33,377 102,630 95,406
Other employee costs 10,056 10,455 29,764 28,531
Information technology costs 21,795 20,155 62,286 59,023
Legal costs 4,854 7,609 16,930 19,771
Other administrative costs 18,797 16,869 51,753 48,341
Parent expense 4,105 3,210 10,710 9,166
Stock-based compensation expense 14,603 9,233 40,665 28,590
Interest expense 36,134 31,388 106,011 91,413
Legal proceedings 2,589 3,329 13,365 5,764
Other expenses 498 637 498 2,604
Annuity (1,965) (1,721) (5,818) (5,384)
Total expenses 1,035,886 1,078,449 3,368,215 3,297,588
Income before income taxes 477,102 376,958 1,106,482 1,014,204
Life        
Revenue:        
Premium 844,483 818,638 2,513,890 2,438,385
Net investment income 0 0 0 0
Segment revenue 844,483 818,638 2,513,890 2,438,385
Expenses:        
Policy obligations 381,511 454,502 1,410,622 1,493,165
Required interest on reserves (212,454) (203,875) (632,150) (605,397)
Amortization of acquisition costs 98,583 90,070 285,417 263,753
Commissions 42,924 40,092 130,848 118,480
Premium taxes 16,928 16,968 51,621 51,254
Non-deferred acquisition costs 35,383 33,698 108,586 100,613
Segment profit or (loss) 481,608 387,183 1,158,946 1,016,517
Health        
Revenue:        
Premium 386,524 353,955 1,134,414 1,046,617
Net investment income 0 0 0 0
Segment revenue 386,524 353,955 1,134,414 1,046,617
Expenses:        
Policy obligations 227,940 221,926 691,793 629,676
Required interest on reserves (28,517) (27,717) (85,194) (82,300)
Amortization of acquisition costs 15,137 13,852 44,497 40,774
Commissions 42,699 36,963 127,551 117,773
Premium taxes 7,281 9,131 22,423 21,221
Non-deferred acquisition costs 13,610 12,837 42,192 38,252
Segment profit or (loss) 108,374 86,963 291,152 281,221
Investment        
Revenue:        
Premium 0 0 0 0
Net investment income 286,013 284,964 848,796 853,178
Segment revenue 286,013 284,964 848,796 853,178
Expenses:        
Policy obligations 5,787 6,040 16,591 15,044
Required interest on reserves 243,343 239,421 724,624 712,055
Amortization of acquisition costs 0 0 0 0
Commissions 0 0 0 0
Premium taxes 0 0 0 0
Non-deferred acquisition costs 0 0 0 0
Segment profit or (loss) $ 36,883 $ 39,503 $ 107,581 $ 126,079