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Business Segments - Schedule of Reconciliation of Segment Operating Information to Consolidated Statement of Operations (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Revenue:    
Premium $ 1,199,654 $ 1,145,284
Net investment income 280,614 282,578
Segment revenue 1,480,268 1,427,862
Realized gains (losses) 85 (11,799)
Other income 69 76
Total revenue 1,480,422 1,416,139
Expenses:    
Policy obligations 749,079 725,666
Required interest on reserves 2,528 8,445
Amortization of acquisition costs 105,152 99,079
Commissions 88,454 77,839
Premium taxes 25,504 23,902
Non-deferred acquisition costs 51,696 46,365
Segment profit or (loss) 457,855 446,566
Insurance administrative expenses:    
Salaries 33,688 31,174
Other employee costs 10,301 10,013
Information technology costs 20,936 18,307
Legal costs 6,249 5,273
Other administrative costs 16,375 15,644
Parent expense 3,050 2,826
Stock-based compensation expense 12,019 9,267
Interest expense 34,992 28,621
Legal proceedings 6,128 0
Non-operating expenses 0 710
Annuity (1,810) (1,915)
Total expenses 1,164,341 1,101,216
Income before income taxes 316,081 314,923
Life    
Revenue:    
Premium 829,863 804,265
Net investment income 0 0
Segment revenue 829,863 804,265
Expenses:    
Policy obligations 509,756 519,871
Required interest on reserves (208,536) (199,707)
Amortization of acquisition costs 90,633 85,768
Commissions 45,567 38,690
Premium taxes 18,011 17,086
Non-deferred acquisition costs 37,168 33,546
Segment profit or (loss) 337,264 309,011
Health    
Revenue:    
Premium 369,791 341,019
Net investment income 0 0
Segment revenue 369,791 341,019
Expenses:    
Policy obligations 233,929 202,327
Required interest on reserves (28,286) (27,173)
Amortization of acquisition costs 14,519 13,311
Commissions 42,887 39,149
Premium taxes 7,493 6,816
Non-deferred acquisition costs 14,528 12,819
Segment profit or (loss) 84,721 93,770
Investment    
Revenue:    
Premium 0 0
Net investment income 280,614 282,578
Segment revenue 280,614 282,578
Expenses:    
Policy obligations 5,394 3,468
Required interest on reserves 239,350 235,325
Amortization of acquisition costs 0 0
Commissions 0 0
Premium taxes 0 0
Non-deferred acquisition costs 0 0
Segment profit or (loss) $ 35,870 $ 43,785