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Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2024
Accounting Policies [Abstract]  
Schedule of Net Balance by Asset Class See below for a breakout of the net balance by asset class for the year ended December 31, 2024 and 2023:
Year Ended December 31,
20242023
Property and equipment, net of accumulated depreciation:
Company occupied real estate$36,656 $32,566 
Data processing equipment219,614 198,150 
Transportation equipment26,346 7,405 
Furniture and equipment1,656 1,776 
Total property and equipment, net of depreciation
$284,272 $239,897 
Schedule of Non-deferred Acquisition Costs Related to Expenses Non-deferred acquisition costs relate to expenses incurred in the selling or issuing of business which are non-deferrable.
202420232022
Commissions$317,576 $295,877 $285,477 
Premium taxes96,790 91,021 86,278 
Non-deferred acquisition costs186,387 172,269 134,267 
Total$600,753 $559,167 $506,022 
Schedule of Assumptions for Options Granted
A summary of assumptions for options granted in each of the three years 2022 through 2024 is as follows:
202420232022
Volatility factor22.0 %23.0 %22.3 %
Dividend yield0.7 %0.7 %0.8 %
Expected term (in years)5.105.105.12
Risk-free rate4.3 %4.1 %1.9 %