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Business Segments - Schedule of Reconciliation of Segment Operating Information to Consolidated Statement of Operations (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Revenue:      
Premium $ 4,666,272 $ 4,456,017 $ 4,310,241
Net investment income 1,135,631 1,056,884 991,800
Segment revenue 5,801,903 5,512,901 5,302,041
Annuity premium income     1
Other income 354 308 1,246
Realized gains (losses) (24,188) (65,676) (76,548)
Total revenue 5,778,069 5,447,533 5,226,740
Expenses:      
Policy obligations 2,873,523 2,836,212 2,792,931
Required interest on reserves 28,769 38,224 44,836
Amortization of acquisition costs 408,447 378,024 347,026
Commissions 318,572 295,870 285,468
Premium taxes 96,781 91,011 86,262
Non-deferred acquisition costs 186,387 172,269 134,267
Segment profit or (loss) 1,889,424 1,701,291 1,611,251
Insurance administrative expenses:      
Salaries 129,369 119,699 129,711
Other employee costs 36,176 35,905 42,319
Information technology costs 80,555 64,998 55,526
Legal costs 30,478 15,335 12,056
Other administrative costs 65,852 65,224 59,729
Parent expense 12,400 10,866 11,156
Stock-based compensation expense 40,118 30,736 35,650
Interest expense 127,092 102,316 90,395
Legal proceedings 21,575 900 2,496
Non-operating expenses 2,620 4,170 5,311
Annuity (7,282) (8,492) (10,510)
Insurance Administrative Expenses, Total 4,451,432 4,253,267 4,124,629
Income before income taxes 1,326,637 1,194,266 1,102,111
Life      
Revenue:      
Premium 3,261,347 3,137,244 3,027,824
Net investment income 0 0 0
Segment revenue 3,261,347 3,137,244 3,027,824
Expenses:      
Policy obligations 2,000,977 2,050,789 2,035,693
Required interest on reserves (811,147) (772,701) (735,688)
Amortization of acquisition costs 356,223 327,426 298,841
Commissions 159,703 145,678 140,283
Premium taxes 68,360 64,571 61,609
Non-deferred acquisition costs 134,634 128,509 97,561
Segment profit or (loss) 1,352,597 1,192,972 1,129,525
Health      
Revenue:      
Premium 1,404,925 1,318,773 1,282,417
Net investment income 0 0 0
Segment revenue 1,404,925 1,318,773 1,282,417
Expenses:      
Policy obligations 851,577 776,362 752,866
Required interest on reserves (110,342) (106,516) (102,315)
Amortization of acquisition costs 52,224 50,598 48,185
Commissions 158,869 150,192 145,185
Premium taxes 28,421 26,440 24,653
Non-deferred acquisition costs 51,753 43,760 36,706
Segment profit or (loss) 372,423 377,937 377,137
Investment      
Revenue:      
Premium 0 0 0
Net investment income 1,135,631 1,056,884 991,800
Segment revenue 1,135,631 1,056,884 991,800
Expenses:      
Policy obligations 20,969 9,061 4,372
Required interest on reserves 950,258 917,441 882,839
Amortization of acquisition costs 0 0 0
Commissions 0 0 0
Premium taxes 0 0 0
Non-deferred acquisition costs 0 0 0
Segment profit or (loss) $ 164,404 $ 130,382 $ 104,589