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Business Segments - Schedule of Reconciliation of Segment Operating Information to Consolidated Statement of Operations (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Revenue:        
Premium $ 1,172,593 $ 1,119,335 $ 3,485,002 $ 3,325,345
Net investment income 284,964 266,926 853,178 785,275
Other income 42 50 192 185
Total revenue 1,457,599 1,386,311 4,338,372 4,110,805
Expenses:        
Policy benefits 688,184 719,044 2,155,671 2,144,481
Required interest on reserves 0 0 0 0
Amortization of acquisition costs 104,310 95,757 305,703 282,159
Commissions, premium taxes, and non-deferred acquisition costs 149,693 138,677 447,605 414,933
Insurance administrative expense 89,195 74,585 252,718 223,951
Parent expense 6,446 3,718 15,888 9,391
Stock-based compensation expense 9,233 7,567 28,590 22,732
Interest expense 31,388 25,955 91,413 76,640
Total benefits and expenses 1,078,449 1,065,303 3,297,588 3,174,287
Subtotal 379,150 321,008 1,040,784 936,518
Non-operating items 3,966 1,137 8,368 1,137
Measure of segment profitability (pretax) 383,116 322,145 1,049,152 937,655
Realized gains (losses) (2,192) (2,193) (26,580) (78,963)
Legal proceedings 3,329   5,764 1,137
Non-operating expenses (637) (1,137) (2,604)  
Income before income taxes 376,958 318,815 1,014,204 857,555
Life        
Revenue:        
Premium 818,638 788,099 2,438,385 2,342,429
Expenses:        
Amortization of acquisition costs 90,070 82,523 263,753 243,285
Health        
Revenue:        
Premium 353,955 331,236 1,046,617 982,916
Expenses:        
Amortization of acquisition costs 13,852 12,816 40,774 37,608
Annuity        
Revenue:        
Premium 0 0 0 0
Operating Segments        
Expenses:        
Non-operating items 0 0 0 0
Operating Segments | Life        
Revenue:        
Premium 818,638 788,099 2,438,385 2,342,429
Net investment income 0 0 0 0
Other income 0 0 0 0
Total revenue 818,638 788,099 2,438,385 2,342,429
Expenses:        
Policy benefits 454,502 515,676 1,493,165 1,536,317
Required interest on reserves (203,875) (194,199) (605,397) (575,801)
Amortization of acquisition costs 90,070 82,523 263,753 243,285
Commissions, premium taxes, and non-deferred acquisition costs 90,758 84,011 270,347 251,136
Insurance administrative expense 0 0 0 0
Parent expense 0 0 0 0
Stock-based compensation expense 0 0 0 0
Interest expense 0 0 0 0
Total benefits and expenses 431,455 488,011 1,421,868 1,454,937
Subtotal 387,183 300,088 1,016,517 887,492
Measure of segment profitability (pretax) 387,183 300,088 1,016,517 887,492
Operating Segments | Health        
Revenue:        
Premium 353,955 331,236 1,046,617 982,916
Net investment income 0 0 0 0
Other income 0 0 0 0
Total revenue 353,955 331,236 1,046,617 982,916
Expenses:        
Policy benefits 221,926 193,790 629,676 580,676
Required interest on reserves (27,717) (26,732) (82,300) (79,603)
Amortization of acquisition costs 13,852 12,816 40,774 37,608
Commissions, premium taxes, and non-deferred acquisition costs 58,931 54,662 177,246 163,784
Insurance administrative expense 0 0 0 0
Parent expense 0 0 0 0
Stock-based compensation expense 0 0 0 0
Interest expense 0 0 0 0
Total benefits and expenses 266,992 234,536 765,396 702,465
Subtotal 86,963 96,700 281,221 280,451
Measure of segment profitability (pretax) 86,963 96,700 281,221 280,451
Operating Segments | Annuity        
Revenue:        
Premium 0 0 0 0
Net investment income 0 0 0 0
Other income 0 0 0 0
Total revenue 0 0 0 0
Expenses:        
Policy benefits 5,716 6,854 17,786 21,502
Required interest on reserves (7,829) (9,353) (24,358) (29,327)
Amortization of acquisition costs 388 418 1,176 1,266
Commissions, premium taxes, and non-deferred acquisition costs 4 4 12 13
Insurance administrative expense 0 0 0 0
Parent expense 0 0 0 0
Stock-based compensation expense 0 0 0 0
Interest expense 0 0 0 0
Total benefits and expenses (1,721) (2,077) (5,384) (6,546)
Subtotal 1,721 2,077 5,384 6,546
Measure of segment profitability (pretax) 1,721 2,077 5,384 6,546
Operating Segments | Investment        
Revenue:        
Premium 0 0 0 0
Net investment income 284,964 266,926 853,178 785,275
Other income 0 0 0 0
Total revenue 284,964 266,926 853,178 785,275
Expenses:        
Policy benefits 6,040 2,724 15,044 5,986
Required interest on reserves 239,421 230,284 712,055 684,731
Amortization of acquisition costs 0 0 0 0
Commissions, premium taxes, and non-deferred acquisition costs 0 0 0 0
Insurance administrative expense 0 0 0 0
Parent expense 0 0 0 0
Stock-based compensation expense 0 0 0 0
Interest expense 0 0 0 0
Total benefits and expenses 245,461 233,008 727,099 690,717
Subtotal 39,503 33,918 126,079 94,558
Measure of segment profitability (pretax) 39,503 33,918 126,079 94,558
Corporate & Other        
Revenue:        
Premium 0 0 0 0
Net investment income 0 0 0 0
Other income 42 50 192 185
Total revenue 42 50 192 185
Expenses:        
Policy benefits 0 0 0 0
Required interest on reserves 0 0 0 0
Amortization of acquisition costs 0 0 0 0
Commissions, premium taxes, and non-deferred acquisition costs 0 0 0 0
Insurance administrative expense 88,465 74,585 251,072 223,951
Parent expense 3,210 2,581 9,166 8,254
Stock-based compensation expense 9,233 7,567 28,590 22,732
Interest expense 31,388 25,955 91,413 76,640
Total benefits and expenses 132,296 110,688 380,241 331,577
Subtotal (132,254) (110,638) (380,049) (331,392)
Non-operating items 0 0 0 0
Measure of segment profitability (pretax) (132,254) (110,638) (380,049) (331,392)
Adjustments        
Revenue:        
Premium 0 0 0 0
Net investment income 0 0 0 0
Other income 0 0 0 0
Total revenue 0 0 0 0
Expenses:        
Policy benefits 0 0 0 0
Required interest on reserves 0 0 0 0
Amortization of acquisition costs 0 0 0 0
Commissions, premium taxes, and non-deferred acquisition costs 0 0 0 0
Insurance administrative expense 730 0 1,646 0
Parent expense 3,236 1,137 6,722 1,137
Stock-based compensation expense 0 0 0 0
Interest expense 0 0 0 0
Total benefits and expenses 3,966 1,137 8,368 1,137
Subtotal (3,966) (1,137) (8,368) (1,137)
Non-operating items 3,966 1,137 8,368 1,137
Measure of segment profitability (pretax) $ 0 $ 0 $ 0 $ 0