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Deferred Acquisition Costs (Tables)
12 Months Ended
Dec. 31, 2015
Insurance [Abstract]  
Analysis of Deferred Acquisition Costs
An analysis of deferred acquisition costs is as follows:
 
Year Ended December 31,
 
2015
 
2014
 
2013
Balance at beginning of year
$
3,457,397

 
$
3,325,433

 
$
3,187,710

Additions:
 
 
 
 
 
Deferred during period:
 
 
 
 
 
Commissions
401,166

 
358,969

 
330,922

Other expenses
211,015

 
203,276

 
189,326

Total deferred
612,181

 
562,245

 
520,248

Value of insurance purchased during year

 

 
8,489

Adjustment attributable to unrealized investment losses(1)
8,682

 

 
14,906

Total additions
620,863

 
562,245

 
543,643

Deductions:
 
 
 
 
 
Amortized during period
(445,625
)
 
(415,914
)
 
(400,869
)
Foreign exchange adjustment
(15,500
)
 
(8,167
)
 
(5,051
)
Adjustment attributable to unrealized investment gains(1)

 
(6,200
)
 

Total deductions
(461,125
)
 
(430,281
)
 
(405,920
)
Balance at end of year
$
3,617,135

 
$
3,457,397

 
$
3,325,433

(1) Represents amounts pertaining to investments relating to universal life-type products.