CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net earnings	$ 55,596,613	$ 10,893,519
Adjustments to reconcile net earnings to net cash used in operating activities:
Gains on investments and other assets	(1,925,850)	(728,367)
Other than temporary impairments on investments	370,975	0
Depreciation	5,447,363	5,183,658
Provision for loan losses and doubtful accounts	1,577,370	1,202,688
Net amortization of deferred fees and costs, premiums and discounts	(1,227,773)	(887,605)
Provision for deferred income taxes	2,854,669	(1,857,897)
Policy and pre-need acquisition costs deferred	(18,909,921)	(19,176,531)
Policy and pre-need acquisition costs amortized	13,520,600	13,787,037
Value of business acquired amortized	786,825	847,540
Mortgage servicing rights, additions	(29,896,465)	(4,194,502)
Amortization of mortgage servicing rights	11,841,478	7,055,795
Stock based compensation expense	358,878	256,996
Benefit plans funded with treasury stock	3,939,948	695,560
Net change in fair value of loans held for sale	(10,413,492)	(2,498,097)
Originations of loans held for sale	(5,627,013,749)	(2,606,839,175)
Proceeds from sales of loans held for sale	5,600,045,285	2,580,875,055
Net gains on sales of loans held for sale	(188,893,379)	(80,666,413)
Change in assets and liabilities:
Land and improvements held for sale	758,514	358,477
Future policy benefits and unpaid claims	25,804,740	18,394,928
Other operating assets and liabilities	25,750,164	1,695,259
Net cash used in operating activities	(129,627,207)	(75,602,075)
Cash flows from investing activities:
Purchases of fixed maturity securities	(58,493,147)	(110,601,438)
Sales, calls and maturities of fixed maturity securities	131,269,730	26,624,182
Purchases of equity securities	(6,991,832)	(3,264,028)
Sales of equity securities	3,902,835	2,639,729
Net changes in restricted assets	(1,954,437)	(1,254,991)
Net changes in perpetual care trusts	(2,755,856)	299,897
Mortgage loans held for investment, other investments and policy loans made	(682,170,126)	(572,171,590)
Payments received for mortgage loans held for investment, other investments and policy loans	672,544,708	556,352,676
Purchase of property and equipment	(1,630,734)	(1,839,293)
Sale of property and equipment	194,955	54,496
Purchases of real estate	(40,190,471)	(8,572,556)
Sales of real estate	22,418,816	11,614,927
Cash received for reinsurance assumed	0	158,358,594
Cash paid for purchase of subsidiaries, net of cash acquired	0	(20,141,074)
Net cash provided by investing activities	36,144,441	38,099,531
Cash flows from financing activities:
Investment contract receipts	11,511,118	12,141,627
Investment contract withdrawals	(18,235,107)	(16,911,841)
Proceeds from stock options exercised	832,152	863,910
Purchase of treasury stock	(2,967,761)	(1,539,888)
Repayment of bank loans	(174,865,813)	(236,790,722)
Proceeds from bank loans	164,586,365	196,610,127
Net change in warehouse line borrowings for loans held for sale	90,351,225	69,928,331
Net cash provided by financing activities	71,212,179	24,301,544
Net change in cash, cash equivalents, restricted cash and restricted cash equivalents	(22,270,587)	(13,201,000)
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period	137,735,673	150,936,673
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period	115,465,086	137,735,673
Cash paid during the year for:
Interest (net of amount capitalized)	8,385,270	7,284,078
Income taxes	11,813,120	4,861,318
Non Cash Investing and Financing Activities:
Transfer of loans held for sale to mortgage loans held for investment	16,960,549	31,881,851
Accrued real estate construction costs and retainage	6,365,534	590,256
Right-of-use assets obtained in exchange for operating lease liabilities	5,631,193	16,544,406
Mortgage loans held for investment foreclosed into real estate held for investment	686,124	1,704,015
Right-of-use assets obtained in exchange for finance lease liabilities	8,494	252,763
Transfer of real estate held for investment to property and equipment	0	3,261,259
Transfer of property and equipment to real estate held for investment	1,516,700	0
Mortgage loans held for investment foreclosed into receivables	$ 0	$ 155,347