12) Mortgage Servicing Rights: Assumptions used in determining MSR value (Tables)

9 Months Ended

Sep. 30, 2017

Tables/Schedules

Assumptions used in determining MSR value

	Prepayment Speeds	Average Life (Years)	Discount Rate
September 30, 2017	3.59	6.2	10.01
December 31, 2016	3.77	6.52	10.01