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9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Details        
Gain (Loss) on Derivatives, Interest Rate Lock Commitments $ (427,409) $ 1,252,010 $ 913,583 $ 3,739,900
Gain (Loss) on Derivatives, Interest Rate Swaps 2,804 4,760 5,541 8,711
GainLossOnDerivativesSubTotal (424,605) 1,256,770 919,124 3,748,611
TaxEffect-GainLossOnDerivatives (165,597) 490,140 358,458 1,461,958
Gain (Loss) on Derivatives, Total $ (259,008) $ 766,630 $ 560,666 $ 2,286,653