9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables)

6 Months Ended

Jun. 30, 2016

Tables/Schedules

Schedule of Gains and Losses on Derivatives

	Net Amount Gain (Loss) Recognized in OCI		Net Amount Gain (Loss) Recognized in OCI
	Three Months Ended June 30		Six Months Ended June 30
Derivative - Cash Flow Hedging Relationships:	2016	2015	2016	2015
Interest Rate Lock Commitments	$         (427,409)	$          1,252,010	$           913,583	$        3,739,900
Interest Rate Swaps	2,804	4,760	5,541	8,711
Sub Total	(424,605)	1,256,770	919,124	3,748,611
Tax Effect	(165,597)	490,140	358,458	1,461,958
Total	$         (259,008)	$             766,630	$           560,666	$        2,286,653