3) Investments: Schedule of Major categories of net investment income (Details) - USD ($)	3 Months Ended
Mar. 31, 2016	Mar. 31, 2015
Gross investment income	$ 12,136,747	$ 10,523,569
Investment Income, Investment Expense	(3,144,556)	(2,700,725)
Net Investment Income	8,992,191	7,822,844
Fixed Maturities
Gross investment income	2,050,569	1,980,696
Equity Securities
Gross investment income	71,041	59,418
Mortgage loans on real estate
Gross investment income	2,026,515	1,874,158
Real Estate
Gross investment income	2,838,484	2,120,650
Policy, Student and other loans
Gross investment income	182,206	188,546
Short-term investments, principally gains on sale of mortgage loans
Gross investment income	$ 1,863,144	$ 1,511,095

Represents the monetary amount of Gross investment income, during the indicated time period.

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Amount of expenses related to the generation of investment income.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 225
-SubTopic 10
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03.9)
-URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 225
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-04.2)
-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

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- Definition

Amount, after investment expense, of income earned from investments in securities and real estate. Includes, but is not limited to, real estate investment, policy loans, dividends, and interest. Excludes realized gain (loss) on investments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 225
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-04(2))
-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 235
-Section S99
-Paragraph 1
-Subparagraph (SX 210.12-16(Column G))
-URI http://asc.fasb.org/extlink&oid=34713774&loc=d3e574960-122915

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