9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Details
Gain (Loss) on Derivatives, Interest Rate Lock Commitments	$ 1,252,010	$ 789,149	$ 3,739,900	$ 1,238,412
Gain (Loss) on Derivatives, Interest Rate Swaps	4,760	5,449	8,711	12,300
GainLossOnDerivativesSubTotal	1,256,770	794,598	3,748,611	1,250,712
TaxEffect-GainLossOnDerivatives	490,140	309,894	1,461,958	487,778
Gain (Loss) on Derivatives, Total	$ 766,630	$ 484,704	$ 2,286,653	$ 762,934