9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables)

6 Months Ended

Jun. 30, 2015

Tables/Schedules

Schedule of Gains and Losses on Derivatives

	Net Amount Gain (Loss) Recognized in OCI		Net Amount Gain (Loss) Recognized in OCI
	Three Months Ended June 30		Six Months Ended June 30
Derivative - Cash Flow Hedging Relationships:	2015	2014	2015	2014
Interest Rate Lock Commitments	$        1,252,010	$             789,149	$        3,739,900	$        1,238,412
Interest Rate Swaps	4,760	5,449	8,711	12,300
Sub Total	1,256,770	794,598	3,748,611	1,250,712
Tax Effect	490,140	309,894	1,461,958	487,778
Total	$           766,630	$             484,704	$        2,286,653	$           762,934