9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables)

3 Months Ended

Mar. 31, 2015

Tables/Schedules

Schedule of Gains and Losses on Derivatives

	Net Amount Gain (Loss) Recognized in OCI
	Three Months Ended March 31
Derivative - Cash Flow Hedging Relationships:	2015	2014
Interest Rate Lock Commitments	$        2,487,891	$             449,263
Interest Rate Swaps	3,951	6,852
Sub Total	2,491,842	456,115
Tax Effect	971,819	177,885
Total	$        1,520,023	$             278,230