11) Derivative Investments: Schedule of Gains and Losses on Derivatives (Details) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Details
Gain (Loss) on Derivatives, Interest Rate Lock Commitments	$ (715,724)	$ 976,780
Gain (Loss) on Derivatives, Interest Rate Swaps	9,117	7,975
GainLossOnDerivativesSubTotal	(706,607)	984,755
TaxEffect-GainLossOnDerivatives	(127,960)	334,662
Gain (Loss) on Derivatives, Total	$ (578,647)	$ 650,093