Note 8: Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Available-for-sale Securities	$ 4,956,549	$ 5,405,112
Restricted assets of cemeteries and mortuaries	615,958	585,412
Cemetery perpetual care trust investments	658,674	626,048
Derivatives - interest rate lock commitments	2,775,415	3,127,689
Assets, Fair Value Disclosure	9,006,596	9,744,261
Policyholder account balances	(49,532,115)	(49,746,337)
Future policy benefits - annuities	(62,630,290)	(65,171,687)
Derivatives - bank loan interest rate swaps	(84,455)	(93,572)
Derivatives - bank loan interest rate swaps, Call Options	(151,733)	(126,215)
Derivatives - bank loan interest rate swaps, Interest rate lock commitments	(529,674)	(166,224)
Liabilities accounted for at fair value	(112,928,267)	(115,304,035)
Non-redeemable preferred stock		18,795
Trading Securities, Equity		5,386,317
Fair Value, Inputs, Level 1
Available-for-sale Securities	4,956,549	5,405,112
Restricted assets of cemeteries and mortuaries	615,958	585,412
Cemetery perpetual care trust investments	658,674	626,048
Assets, Fair Value Disclosure	6,231,181	6,616,572
Derivatives - bank loan interest rate swaps, Call Options	(151,733)	(126,215)
Liabilities accounted for at fair value	(151,733)	(126,215)
Non-redeemable preferred stock		18,795
Trading Securities, Equity		5,386,317
Fair Value, Inputs, Level 3
Derivatives - interest rate lock commitments	2,775,415	3,127,689
Assets, Fair Value Disclosure	2,775,415	3,127,689
Policyholder account balances	(49,532,115)	(49,746,337)
Future policy benefits - annuities	(62,630,290)	(65,171,687)
Derivatives - bank loan interest rate swaps	(84,455)	(93,572)
Derivatives - bank loan interest rate swaps, Interest rate lock commitments	(529,674)	(166,224)
Liabilities accounted for at fair value	$ (112,776,534)	$ (115,177,820)